Wallet Features

Powerful account features to manage cash flow.

The Rapyd Wallet features are designed to help you track and manage your cash flow. Get a complete view into all of your balances, move funds between wallets, and use foreign exchange to accept and send funds in any currency. You can easily put funds on hold and release escrow balances. Plus, every important transaction detail is accessible using Rapyd’s robust ledger.


Balances - With multiple balance types, Rapyd Wallet provides visibility into all of your funds so you can manage your cash flow more effectively.

There are four balance types:

  • Available balance - available funds for immediate use.
  • Received balance - total amount that has been collected but has not yet settled.
  • On hold balance - allows you to set money aside and release funds at a later date.
  • Reserve account - required balance to cover chargebacks, returns, and other items.

Transfer Funds Between Wallets

Moving Funds Between Wallets - Transfer funds in real-time, Instantly credit and debit any user wallet account from your client wallet account. This is a great feature for collecting fees from customer or seller user wallet accounts, or transferring money to a vendor.

Transfer Funds with FX

Moving Funds with Foreign Exchange (FX) - Instantaneous crediting and debiting in any currency. Collect and hold funds in one currency and transfer funds in a different currency.

Putting Funds on Hold

Putting Funds on Hold - As the account owner, you can control what funds are put on hold. For example, you can collect and hold funds for a specific job, once the job is completed the funds are released or transferred to the contractor. Or, for purchases that require an escrow, you can move funds to your on hold balance and release the funds after the escrow requirements are met.

Rapyd Ledger

Rapyd Ledger - Rapyd’s ledger tracks all transaction data, giving you complete visibility into your cash inflow and outflow.

Updated about a month ago

Wallet Features

Powerful account features to manage cash flow.

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