---
title: "API Changelog"
source_url: https://docs.rapyd.net/en/api-changelog.html
lang: en
---

# API Changelog

Additions and updates to the API. Unless explicitly stated otherwise, all changes are backward compatible and non-breaking. For a list of deprecated APIs, see [API Deprecation Policy](https://docs.rapyd.net/en/api-deprecation-policy.md "API Deprecation Policy").

> **Note:**
>
> Lists the updates from 2026. For previous changelog data, see [API Changelog Archive](https://docs.rapyd.net/en/api-changelog-archive.md "API Changelog Archive").

#### August 2026

- New Pages

  - [Partitioned Reports](https://docs.rapyd.net/en/partitioned-reports.md "Partitioned Reports") -Paginated, date-partitioned reconciliation, settlement, and commission reports.
  - [Integration with Shva](https://docs.rapyd.net/en/integration_with_shva.md "Integration with Shva") - Information on integration with the Shva payements arena.
  - [Retrieving Merchant API Credentials (Beta)](https://docs.rapyd.net/en/retrieving-merchant-api-credentials--beta-.md "Retrieving Merchant API Credentials (Beta)") - An endpoint that enables a Rapyd partner to view the API credentials of a merchant (Beta).

- Updated Pages

  - [Create Customer](https://docs.rapyd.net/en/create-customer.md "Create Customer") -Added the `holder_id` parameter.
  - [Dispute Created Webhook](https://docs.rapyd.net/en/dispute-created-webhook.md "Dispute Created Webhook") and [Dispute Updated Webhook](https://docs.rapyd.net/en/dispute-updated-webhook.md "Dispute Updated Webhook") - Added the `merchant_ewallet`parameter.

#### July 2026

- Updated Pages

  - [Create Organization](https://docs.rapyd.net/en/create-organization.md "Create Organization") - Updated the structure of the `partner_user` object.
  - [Card Network Lookup Service](https://docs.rapyd.net/en/card-network-lookup-service.md "Card Network Lookup Service") - Updated the `address` object for merchants and principals.

#### June 2026

- New Pages

  - [Onboarding](https://docs.rapyd.net/en/onboarding-kyb-workflow.md "Onboarding KYB Workflow") - Added the following requests: [Create Shareable Sign-up Link](https://docs.rapyd.net/en/create-shareable-sign-up-link.md "Create Shareable Sign-up Link"), [List Sign-Up Links](https://docs.rapyd.net/en/list-sign-up-links.md "List Sign-Up Links"), [Create Invitation](https://docs.rapyd.net/en/create-invitation.md "Create Invitation"), and [List Invitations](https://docs.rapyd.net/en/list-invitations.md "List Invitations").
  - [Creating a Card-Present Refund](https://docs.rapyd.net/en/creating-a-card-present-refund.md "Creating a Card-Present Refund") - New refund feature for POS terminals.

- Updated Pages

  - [Create Checkout Page](https://docs.rapyd.net/en/create-checkout-page.md "Create Checkout Page") & [Create Payment Link](https://docs.rapyd.net/en/create-payment-link.md "Create Payment Link") - Added the `merchant_ewallet` optional parameter.
  - [Create Payment](https://docs.rapyd.net/en/create-payment.md "Create Payment") - Updated the values of the `next_action` parameter.

#### May 2026

- New Pages

  - [Beneficiary Errors](https://docs.rapyd.net/en/beneficiary-errors.md "Beneficiary Errors") - Added explanations.
  - [Sender Errors](https://docs.rapyd.net/en/sender-errors.md "Sender Errors") - Added explanations.
  - [Reverse a Card Payment](https://docs.rapyd.net/en/reverse-a-card-payment.md "Reverse a Card Payment") - New feature. Technical reversal of card payments.

- Updated Pages

  - [Payout Errors](https://docs.rapyd.net/en/payout-errors.md "Payout Errors") - Added explanations. Added new error codes.
  - [Create Payout](https://docs.rapyd.net/en/create-payout.md "Create Payout") - Added sample for Payout from MLOB Business Wallet.
  - [Wallet Errors](https://docs.rapyd.net/en/wallet-errors.md "Wallet Errors") - Added explanations.
  - [Virtual Account Errors](https://docs.rapyd.net/en/virtual-account-errors.md "Virtual Account Errors") - Added explanations.
  - [General Errors](https://docs.rapyd.net/en/general-errors.md "General Errors") - Added explanations.
  - [Customer Payment Method Errors](https://docs.rapyd.net/en/customer-payment-method-errors.md "Customer Payment Method Errors") - Added explanations.
  - [Initiate Merchant Query](https://docs.rapyd.net/en/initiate-merchant-query.md "Initiate Merchant Query") - Added explanations.
  - [Retrieve Query Results](https://docs.rapyd.net/en/retrieve-query-results.md "Retrieve Query Results") - Added explanations.
  - [Wallet Contact Errors](https://docs.rapyd.net/en/wallet-contact-errors.md "Wallet Contact Errors") - Added explanations.

- New Fields

  - [Get Organization](https://docs.rapyd.net/en/get-organization.md "Get Organization") - Added the `sub_merchant_wallets` parameter of the response.

#### April 2026

- New Pages

  - [Canceling a Refund](https://docs.rapyd.net/en/canceling-a-refund.md "Canceling a Refund") - Detailed procedure with examples.

- Updated Pages

  - [Payment Errors](https://docs.rapyd.net/en/payment-errors.md "Payment Errors") - Enhanced descriptions.
  - [Refund Errors](https://docs.rapyd.net/en/refund-errors.md "Refund Errors")- Enhanced descriptions.
  - [Checkout Errors](https://docs.rapyd.net/en/checkout-errors.md "Checkout Errors")- Enhanced descriptions.
  - [Onboarding KYB Workflow](https://docs.rapyd.net/en/onboarding-kyb-workflow.md "Onboarding KYB Workflow")- Updated `tax_id` input instructions.
  - [Cancel Refund](https://docs.rapyd.net/en/cancel-refund.md "Cancel Refund") - Updated description. Sandbox only.

- New Fields

  - [Contact Updated Webhook](https://docs.rapyd.net/en/contact-updated-webhook.md "Contact Updated Webhook") - Added `authorized_user_details` object.
  - [Add Contact to Wallet](https://docs.rapyd.net/en/add-contact-to-wallet.md "Add Contact to Wallet") and [Update Wallet Contact](https://docs.rapyd.net/en/update-wallet-contact.md "Update Wallet Contact") -- Added `authorized_user_details` object.

#### March 2026

- New pages

  - [Cancel Refund](https://docs.rapyd.net/en/cancel-refund.md "Cancel Refund") - Cancel a completed refund. For selected payment method types.
  - [Contact Deleted Webhook](https://docs.rapyd.net/en/contact-deleted-webhook.md "Contact Deleted Webhook") - Sent after a contact is deleted.
  - [Reauthorizing a Card Payment](https://docs.rapyd.net/en/reauthorizing-a-card-payment.md "Reauthorizing a Card Payment") - Extend the expiration date of a card payment without customer action.
  - [Currency Alignment Policy (CAP)](https://docs.rapyd.net/en/currency-alignment-policy--cap-.md "Currency Alignment Policy (CAP)") - Added an extended explanation of Rapyd's currency alignment policy (CAP) for payments.
  - [Direct Integration](https://docs.rapyd.net/en/direct-integration.md "Direct Integration") - Partners can Integrate physical card payments (‘card present’) in payment devices (Beta).
  - [VAT Regex Rules for the Benelux Union and Italy](https://docs.rapyd.net/en/vat-regex-rules-for-the-benelux-union-and-italy.md "VAT Regex Rules for the Benelux Union and Italy") - Related to the `tax_id` parameter of the onboarding workflow.
  - [Wallet Updated Webhook](https://docs.rapyd.net/en/wallet-updated-webhook.md "Wallet Updated Webhook") - Sent after a wallet is updated.
  - [Onboarding KYB Workflow](https://docs.rapyd.net/en/onboarding-kyb-workflow.md "Onboarding KYB Workflow") - Added instructions for sub-merchant applications.

- Updated Pages

  - [Selling Cryptocurrency](https://docs.rapyd.net/en/selling-cryptocurrency.md "Selling Cryptocurrency") - Added new values for `special_condition_indicator`.
  - [Create Checkout Page](https://docs.rapyd.net/en/create-checkout-page.md "Create Checkout Page") - Added new parameter `max_payment_retries_attempt`.

- New Fields

  - [Get Application Template](https://docs.rapyd.net/en/get-application-template.md "Get Application Template") - Added the `is_subscription_model` parameter.

#### February 2026

- New pages

  - [Creating a Payment with Airline Data](https://docs.rapyd.net/en/creating-a-payment-with-airline-data.md "Creating a Payment with Airline Data") - Additional data required when creating a payment with a card for airline tickets.
  - [Creating a Payment With Updatable Amount](https://docs.rapyd.net/en/creating-a-payment-with-updatable-amount.md "Creating a Payment With Updatable Amount") - Increase the payment amount after the payment is created.
- Enhancements

  - [Creating an AFT Payment](https://docs.rapyd.net/en/creating-an-aft-payment.md "Creating an AFT Payment") - Procedure for creating an AFT payment via the merchant's client wallet.
  - [Selling Cryptocurrency](https://docs.rapyd.net/en/selling-cryptocurrency.md "Selling Cryptocurrency") - Procedure for collecting fiat currency to support cryptocurrency sellers.
- New fields or objects

  - [Add Contact to Wallet](https://docs.rapyd.net/en/add-contact-to-wallet.md "Add Contact to Wallet") - Added the `business_details.tax_id` parameter.
  - [Wallet Webhooks](https://docs.rapyd.net/en/wallet-webhooks.md "Wallet Webhooks") - Added the `system_initiated` field.

#### January 2026

- New pages

  - [Pair Payment Device](https://docs.rapyd.net/en/pair-payment-device.md "Pair Payment Device") - Pair a payment device with a Rapyd wallet.
  - [Retrieve Card Status History](https://docs.rapyd.net/en/retrieve-card-status-history.md "Retrieve Card Status History") - Retrieve the historical blocking records for an issued card.
  - [Contact Updated Webhook](https://docs.rapyd.net/en/contact-updated-webhook.md "Contact Updated Webhook") - Sent after a contact is updated.
  - [Guidelines For Onboarding Applications in Latin America](https://docs.rapyd.net/en/guidelines-for-onboarding-applications-in-latin-america.md "Guidelines For Onboarding Applications in Latin America") - Additional instructions for the supported Latin American countries.
  - [Capture a Payment When Authorization Expires](https://docs.rapyd.net/en/capture-a-payment-when-authorization-expires.md "Capture a Payment When Authorization Expires") - Option to complete a card payment that is not captured yet when its expiration date occurs.
- Enhancements

  - [Get Application Template](https://docs.rapyd.net/en/get-application-template.md "Get Application Template") - Response includes regex values for the relevant application fields.
  - [Change Wallet Status](https://docs.rapyd.net/en/change-wallet-status.md "Change Wallet Status") - Added the option to delete a wallet that was never used.
- New fields or objects

  - [Create Payment](https://docs.rapyd.net/en/create-payment.md "Create Payment") - (Sandbox only) Added support for industry-specific Merchant-Initiated Transaction (MIT) initiation types.
  - [List Payouts](https://docs.rapyd.net/en/list-payouts.md "List Payouts") - Added the `batch_token` query parameter.
  - [Update Card Status](https://docs.rapyd.net/en/update-card-status.md "Update Card Status") - Added options for updating the status of a card.
  - [Refund Updated Webhook](https://docs.rapyd.net/en/refund-updated-webhook.md "Refund Updated Webhook") - Added `failure_code` field in responses and webhooks.
  - [Create Checkout Page](https://docs.rapyd.net/en/create-checkout-page.md "Create Checkout Page") - Added `purpose_code` field to `account_funding_transaction` object.

#### October 2025

- New pages

  - [Onboarding KYB Workflow](https://docs.rapyd.net/en/onboarding-kyb-workflow.md "Onboarding KYB Workflow") - Added topics for adding and managing settlement bank accounts (Beta-stage feature).
  - [Troubleshooting Authentication and Authorization Errors](https://docs.rapyd.net/en/troubleshooting-authentication-and-authorization-errors.md "Troubleshooting Authentication and Authorization Errors") - Errors in accessing the API and their solutions.

- Enhancements

  - [Create Checkout Page](https://docs.rapyd.net/en/create-checkout-page.md "Create Checkout Page") - Added the option to include customer information directly within a request instead of indicating an existing `customer` ID.
- Enhancements

  - [Create Extended Beneficiary](https://docs.rapyd.net/en/create-extended-beneficiary.md "Create Extended Beneficiary"), [Create Beneficiary](https://docs.rapyd.net/en/create-beneficiary.md "Create Beneficiary"), [Update Beneficiary](https://docs.rapyd.net/en/update-beneficiary.md "Update Beneficiary"), [Validate Beneficiary](https://docs.rapyd.net/en/validate-beneficiary.md "Validate Beneficiary") - Updated description of `beneficiary` and `default_payout_method_type` parameters.

#### September 2025

- Enhancements

  - [Get Application Template](https://docs.rapyd.net/en/get-application-template.md "Get Application Template") and [List Industries](https://docs.rapyd.net/en/list-industries.md "List Industries") - Removed `merchant_account_id` from Request Header Parameters and example headers.
  - [Initiate Merchant Query](https://docs.rapyd.net/en/initiate-merchant-query.md "Initiate Merchant Query") > Request Body Parameters > `queried_merchant`.`phone_numbers` and `queried_merchant`.`principals`.`phone_number` - Added the option to enter the phone number value in the E.164 format.
  - [Transaction Types](https://docs.rapyd.net/en/transaction-types.md "Transaction Types") > Internal Transactions - Added **Bank issuing refund**.

- New fields or objects

  - [Create Payout](https://docs.rapyd.net/en/create-payout.md "Create Payout") - New field: `merchant_ewallet`. Ability for a PayFac to create a payout for a submerchant.

#### August 2025

- Enhancements

  - [Update Wallet Contact](https://docs.rapyd.net/en/update-wallet-contact.md "Update Wallet Contact") - The limitation that certain body parameters can be updated only if they previously had an empty value does not apply to a PayFac.
  - Effective in both sandbox and production: [List Payments](https://docs.rapyd.net/en/list-payments.md "List Payments"), [List Refunds](https://docs.rapyd.net/en/list-refunds.md "List Refunds"), [List Disputes](https://docs.rapyd.net/en/list-disputes.md "List Disputes"), [List Customers](https://docs.rapyd.net/en/list-customers-364253.md "List Customers")

    - Date ranges: 1-90 days. Default: 90 days.
    - Records returned: 1-100. Default: 10.
  - [Create Payout](https://docs.rapyd.net/en/create-payout.md "Create Payout") - Added code samples for USDC and USDT stablecoin payouts.

- New fields or objects

  - [Creating an AFT Payment](https://docs.rapyd.net/en/creating-an-aft-payment.md "Creating an AFT Payment") and [Selling Cryptocurrency](https://docs.rapyd.net/en/selling-cryptocurrency.md "Selling Cryptocurrency") - Added the `is_direct_purchase` parameter.
  - [Create Payment](https://docs.rapyd.net/en/create-payment.md "Create Payment") and [Add Payment Method to Customer](https://docs.rapyd.net/en/add-payment-method-to-customer.md "Add Payment Method to Customer") - New fields:

    - `full_name` (object) - Add to the request to trigger account name inquiry (ANI) for a card. Relevant to card payment methods. Optional.
    - `full_name` (object) - Response.
    - `account_name_inquiry` (object) - Result of the ANI inquiry.

#### July 2025

- New pages

  - [Payment Terminal Security Guide](https://docs.rapyd.net/en/payment-terminal-security-guide.md "Payment Terminal Security Guide") - Best practices for a secure terminal environment.

- New fields or objects

  - [Update Wallet](https://docs.rapyd.net/en/update-wallet.md "Update Wallet") - Request body parameter (PayFac only): `cnls_partner_query_reference`

- Enhancements

  - Clarifications and corrections:

    - [Simulating 3DS Authentication](https://docs.rapyd.net/en/simulating-3ds-authentication.md "Simulating 3DS Authentication")

      - [Simulating 'Create Payment' with 3DS - API](https://docs.rapyd.net/en/simulating--create-payment--with-3ds---api.md "Simulating 'Create Payment' with 3DS - API")
      - [Simulating 'Create Hosted Page' With 3DS Authentication](https://docs.rapyd.net/en/simulating--create-hosted-page--with-3ds-authentication.md "Simulating 'Create Hosted Page' With 3DS Authentication")
      - [Creating a Card Payment With 3DS Authentication - Rapyd 3DS](https://docs.rapyd.net/en/creating-a-card-payment-with-3ds-authentication---rapyd-3ds.md "Creating a Card Payment With 3DS Authentication - Rapyd 3DS")
      - [Creating a Card Payment With 3DS Authentication - External 3DS](https://docs.rapyd.net/en/creating-a-card-payment-with-3ds-authentication---external-3ds.md "Creating a Card Payment With 3DS Authentication - External 3DS")
      - [Creating a Hosted Page With 3DS Authentication](https://docs.rapyd.net/en/creating-a-hosted-page-with-3ds-authentication.md "Creating a Hosted Page With 3DS Authentication")
  - [Create Payment Error Examples](https://docs.rapyd.net/en/create-payment-error-examples.md "Create Payment Error Examples") - Effective in both sandbox and production: Create Payment error responses include PAYMENT_FAILED webhook data.
  - [Creating an AFT Payment](https://docs.rapyd.net/en/creating-an-aft-payment.md "Creating an AFT Payment") - New value for `payment_method_options.purpose_code`: **high_risk_securities**
  - [Update Wallet](https://docs.rapyd.net/en/update-wallet.md "Update Wallet") - New example: Update cnls_partner_query_reference - PayFac
  - [Update Wallet Contact](https://docs.rapyd.net/en/update-wallet-contact.md "Update Wallet Contact")

    - Added limitation for PayFac-specific `business details` fields.
    - New example: Update PayFac Fields
  - Removed `customer.address.phone_number` from the required fields and code example requests:

    - [Creating an AFT Payment](https://docs.rapyd.net/en/creating-an-aft-payment.md "Creating an AFT Payment") > Transferring Funds Indirectly
    - [Selling Cryptocurrency](https://docs.rapyd.net/en/selling-cryptocurrency.md "Selling Cryptocurrency") > Transferring Cryptocurrency Indirectly
  - [Create Mass Payout](https://docs.rapyd.net/en/create-mass-payout.md "Create Mass Payout") - Added instructions for uploading an encrypted CSV file.

#### June 2025

- New pages

  - [Selling Cryptocurrency](https://docs.rapyd.net/en/selling-cryptocurrency.md "Selling Cryptocurrency")
  - [Creating a Payment with an SCA Exemption](https://docs.rapyd.net/en/creating-a-payment-with-an-sca-exemption.md "Creating a Payment with an SCA Exemption")

- New fields or objects

  - AFT description and parameters - Effective in both sandbox and production:

    - [Creating an AFT Payment](https://docs.rapyd.net/en/creating-an-aft-payment.md "Creating an AFT Payment")
    - [Customer](https://docs.rapyd.net/en/customer.md "Customer") branch:

      - birth_country
      - date_of_birth
      - nationality
      - occupation

- Enhancements

  - Wallet contact statement descriptor - error information:

    - [Add Contact to Wallet](https://docs.rapyd.net/en/add-contact-to-wallet.md "Add Contact to Wallet") > `business_details` > `statement_descriptor` - Added error information to description.
    - [Create Wallet](https://docs.rapyd.net/en/create-wallet.md "Create Wallet") - Added example: Company Wallet - statement_descriptor: Invalid Length
  - [Initiate Merchant Query](https://docs.rapyd.net/en/initiate-merchant-query.md "Initiate Merchant Query") > Request Body Parameters > `queried_merchant` - Added notes: If `is_ecommerce` is **true**, `url` is required.

#### May 2025

- New pages

  - [Partner API Reference](https://docs.rapyd.net/en/partner-api-reference.md "Partner API Reference") - Added a new section for partner related APIs.
  - [Creating a Payment with Google Pay™ (decrypted)](https://docs.rapyd.net/en/creating-a-payment-with-google-pay---decrypted-.md "Creating a Payment with Google Pay™ (decrypted)") - Added instructions and samples.
  - [Creating an AFT Payment](https://docs.rapyd.net/en/creating-an-aft-payment.md "Creating an AFT Payment") (Sandbox only)

- New fields or objects

  - [Create Payout](https://docs.rapyd.net/en/create-payout.md "Create Payout") > `payout_fees` > `fee_currency` - Specifies a fee currency. Effective in both sandbox and production.
  - [Create Payment](https://docs.rapyd.net/en/create-payment.md "Create Payment") - Added the `merchant_ewallet` field. Relevant to partners.
  - [Customer](https://docs.rapyd.net/en/customer.md "Customer") branch (Sandbox only) - Added AFT parameters:

    - birth_country
    - date_of_birth
    - nationality
    - occupation

- Enhancements

  - [Add Contact to Wallet](https://docs.rapyd.net/en/add-contact-to-wallet.md "Add Contact to Wallet") > `business_details` > `statement_descriptor` - Updated description.
  - [Card Network Errors](https://docs.rapyd.net/en/card-network-errors.md "Card Network Errors") - Updated introduction.
  - [Partner API Reference](https://docs.rapyd.net/en/partner-api-reference.md "Partner API Reference") branch - Documentation improvements.
  - [Payment](https://docs.rapyd.net/en/payment.md "Payment") branch - `payment_account_reference` response and webhook field: Updated description and moved to the `payment_method_data` object.

#### April 2025

- New fields or objects

  - [Add Payment Method to Customer](https://docs.rapyd.net/en/add-payment-method-to-customer.md "Add Payment Method to Customer")- Added the `is_default` parameter.
  - [Payment](https://docs.rapyd.net/en/payment.md "Payment") branch - `transaction_link_id` response and webhook object: Identifier to link a Mastercard transaction to future transactions. Effective in both sandbox and production.
  - [Create Payout](https://docs.rapyd.net/en/create-payout.md "Create Payout") - Added the `crypto_payout_hash` response parameter. Relevant to stablecoin payouts.
  - Rapyd Partner wallet support. Effective in both sandbox and production.

    - [Card Network Lookup Service](https://docs.rapyd.net/en/card-network-lookup-service.md "Card Network Lookup Service") - New section: Rapyd Wallet for Partners - Prerequisite
    - [Create Wallet](https://docs.rapyd.net/en/create-wallet.md "Create Wallet"):

      - New section: Rapyd Wallet for Partners - Prerequisite
      - `cnls_partner_query_reference` request and response parameter.
      - New example: Company Wallet - Rapyd Partner
    - [Wallet](https://docs.rapyd.net/en/wallet.md "Wallet"):

      - `cnls_partner_query_reference` response and webhook parameter.
      - Updated relevant examples with new field.
    - [Add Contact to Wallet](https://docs.rapyd.net/en/add-contact-to-wallet.md "Add Contact to Wallet") > `business_details`:

      - `address`: New note with required fields.
      - New required fields: `customer_service_phone_number`, `mcc`, `statement_descriptor`, `website_url`
      - Updated relevant examples in the [Wallet](https://docs.rapyd.net/en/wallet.md "Wallet") and [Wallet Contact](https://docs.rapyd.net/en/wallet-contact-365061.md "Wallet Contact") branches.
  - [Transaction Types](https://docs.rapyd.net/en/transaction-types.md "Transaction Types") > Internal Transactions - `partner_commission` transaction code: Revenue shared with a Rapyd partner.

- Enhancements

  - [List Supported Languages](https://docs.rapyd.net/en/list-supported-languages.md "List Supported Languages") - Updated the sample that indicates all the supported languages.
  - [Create Payment](https://docs.rapyd.net/en/create-payment.md "Create Payment") - New section: Response Errors, linked to [Create Payment Error Examples](https://docs.rapyd.net/en/create-payment-error-examples.md "Create Payment Error Examples").
  - [Create Payout](https://docs.rapyd.net/en/create-payout.md "Create Payout") - Added stablecoin support (USDC) and code sample.
  - [Get FX Rate](https://docs.rapyd.net/en/get-fx-rate.md "Get FX Rate") - Added stablecoin support (USDC) and code sample.

#### March 2025

- New fields or objects

  - [Payment](https://docs.rapyd.net/en/payment.md "Payment") branch - `transaction_link_id` response and webhook object (Sandbox only): Identifier to link a Mastercard transaction to future transactions.

  - [Payment](https://docs.rapyd.net/en/payment.md "Payment") branch - `authentication_result` response and webhook object: 3DS authentication details of a card payment.

  - [Payment](https://docs.rapyd.net/en/payment.md "Payment") branch - `authentication_result` response and webhook object > `cardholder_info` field: Information that the issuer provides to a cardholder during the 3DS authentication process.

#### February 2025

- New pages

  - [Rapyd Error Codes](https://docs.rapyd.net/en/rapyd-error-codes.md "Rapyd Error Codes") - All error codes and messages.

- Enhancements

  - [Request Rate Limits](https://docs.rapyd.net/en/request-rate-limits.md "Request Rate Limits") - Updated description.
  - [Error Messages](https://docs.rapyd.net/en/error-messages.md "Error Messages") - Updated description.

- New fields or objects

  - [Payment](https://docs.rapyd.net/en/payment.md "Payment") branch - Merchant Advice Code (MAC) response and webhook fields: `merchant_advice_code` and `merchant_advice_message`. Effective in both sandbox and production.

#### January 2025

- New pages

  - [Merchant Advice Codes](https://docs.rapyd.net/en/merchant-advice-codes.md "Merchant Advice Codes") - Merchant Advice Code (MAC) codes and reasons.

- Enhancements

  - [Retrieve Card Eligibility Details](https://docs.rapyd.net/en/retrieve-card-eligibility-details.md "Retrieve Card Eligibility Details") - Now also available for Mastercard cards.
  - [Initiate Merchant Query](https://docs.rapyd.net/en/initiate-merchant-query.md "Initiate Merchant Query") - `country` request parameter - New note about sandbox limitations.
  - [List Supported Languages](https://docs.rapyd.net/en/list-supported-languages.md "List Supported Languages") - Updated the sample that indicates all the supported languages.

- New fields or objects

  - [Payment](https://docs.rapyd.net/en/payment.md "Payment") branch - Merchant Advice Code (MAC) response and webhook fields (Sandbox only): `merchant_advice_code` and `merchant_advice_message`.