---
title: "Create Payment"
source_url: https://docs.rapyd.net/en/create-payment.html
lang: en
---

# Create Payment

Create a payment to collect money into a Rapyd Wallet.

Use this method in the following situations:

- To collect money immediately for a one-time charge.
- To fund one or more Rapyd Wallets.
- To replace a failed payment in a group payment. You can replace all or part of the portion that failed.

If the `payment_method` is not specified, Rapyd collects the funds from the `default_payment_method` of the `customer` object. The default payment method must be tokenizable.

For card payments, Rapyd saves the card payment method to the customer if you set `save_payment_method` to **true**. If you do not want Rapyd to save the card payment method to the customer, set `save_payment_method` to **false**. The default is **false**.

When Rapyd does not save the card payment method to the customer, the values of `payment_method` and `payment_method_data.id` in the response are **null**.

**Payment Facilitator (PayFac) Card payments:** As a PayFac, your sub-merchant can collect funds from a card payment, and you can direct the funds to your client wallet. The collected funds are settled via the PayFac’s client wallet. See the sample 'Payment with Merchant Wallet' on this page and the [Creating a Card Payment](https://docs.rapyd.net/en/creating-a-card-payment.md "Creating a Card Payment") workflow.

In production, you cannot save a card payment method for a telephone order.

Some card payment methods require `payment_method.fields.recurrence_type` to specify the primary intended purpose of a saved payment method. See [Saving a European Card While Creating a Payment](https://docs.rapyd.net/en/saving-a-european-card-while-creating-a-payment.md "Saving a European Card While Creating a Payment"). One of the following values:

- **recurring** - Regular payments for an indefinite period.
- **installment** - Regular payments for a defined number of payment cycles.
- **unscheduled** - Individual unrelated payments. This is the default.

The payment method might also require `initiation_type` for each payment. See [Creating a Payment with a European Card on File](https://docs.rapyd.net/en/creating-a-payment-with-a-european-card-on-file.md "Creating a Payment with a European Card on File").

This method triggers [Payment Succeeded Webhook](https://docs.rapyd.net/en/payment-succeeded-webhook.md "Payment Succeeded Webhook"). This webhook contains the same information as the response. If the action of a third party is not required, the [Payment Completed Webhook](https://docs.rapyd.net/en/payment-completed-webhook.md "Payment Completed Webhook") is also triggered.

The following asynchronous webhooks provide information about later changes to the `payment` object:

- [Escrow Payment Released Webhook](https://docs.rapyd.net/en/escrow-payment-released-webhook.md "Escrow Payment Released Webhook")
- [Payment Expired Webhook](https://docs.rapyd.net/en/payment-expired-webhook.md "Payment Expired Webhook")
- [Payment Failed Webhook](https://docs.rapyd.net/en/payment-failed-webhook.md "Payment Failed Webhook")

In the sandbox:

- To simulate completion of a payment method that requires the action of a third party, you must run [Complete Payment](https://docs.rapyd.net/en/complete-payment.md "Complete Payment").
- To simulate completion of a payment that requires 3DS authentication, see [Simulating 3DS Authentication](https://docs.rapyd.net/en/simulating-3ds-authentication.md "Simulating 3DS Authentication"). Relevant where the payment method type is **card**.
- To simulate a cardholder dispute, create a payment using a specific, reserved card number. Set `payment_method_options.3d_required` to **false**. See [Simulating Cardholder Disputes](https://docs.rapyd.net/en/simulating-cardholder-disputes.md "Simulating Cardholder Disputes").

> **Note:**
>
> - Only clients with [PCI](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_pci "Payment Card Industry") certification can handle personal identifying information for cards. Clients that are not PCI-certified can use Rapyd Checkout to collect money from a card. See [Checkout Page](https://docs.rapyd.net/en/checkout-page.md "Checkout Page").
> - If you create a payment that is split by amount and the total of the identified wallets is less than the amount of the payment, the remainder is paid into the client wallet.
> - For a split payment, you must choose `amount` for all wallets or `percentage` for all wallets. You cannot mix these options.
> - Before you create a payment with a tokenized payment method, verify that the value of `is_tokenizable` is **true**.
> - When you initiate an account name inquiry (ANI), a zero-amount card payment is made. See also the related 'Verify Card with ANI - amount set to zero' request and response sample on this page.
> - Transactions with 3DS authentication must be authenticated within 15 minutes.
> - Requests for very small amounts are rounded down to zero, are not processed, and throw an error. This can occur in payments that are split among two or more wallets, or in payments with FX.
> - Use this method to create a network reference ID for a recurring card payment. You also can create a network reference ID when you add a payment method to a customer. See [Add Payment Method to Customer](https://docs.rapyd.net/en/add-payment-method-to-customer.md "Add Payment Method to Customer").
> - A SEPA (Single Euro Payments Area) bank transfer can be disputed for 13 months after the payment is created.
> - When you create an AFT payment for a US customer, the address for the customer must contain a valid value for the `state` field.

**Prerequisites**

- You must run [Get Payment Method Required Fields](https://docs.rapyd.net/en/get-payment-method-required-fields.md "Get Payment Method Required Fields") before creating a payment.
- **Payment Method** - Required for using a payment method on file. See [Add Payment Method to Customer](https://docs.rapyd.net/en/add-payment-method-to-customer.md "Add Payment Method to Customer") and [Create Card Token](https://docs.rapyd.net/en/create-card-token.md "Create Card Token").
- **Customer** - Required for using a customer’s default payment method on file.
- **Wallet** - Required for directing the collected funds to a merchant or customer. See [Create Wallet](https://docs.rapyd.net/en/create-wallet.md "Create Wallet").

**Response Errors**

For error examples, see [Create Payment Error Examples](https://docs.rapyd.net/en/create-payment-error-examples.md "Create Payment Error Examples").

For more information on errors, refer to the following pages:

- [Payment Errors](https://docs.rapyd.net/en/payment-errors.md "Payment Errors")
- [Bank Transfer Error Messages](https://docs.rapyd.net/en/bank-transfer-error-messages.md "Bank Transfer Error Messages")
- [Card Network Errors](https://docs.rapyd.net/en/card-network-errors.md "Card Network Errors")
- [Card Transaction Errors](https://docs.rapyd.net/en/card-transaction-errors.md "Card Transaction Errors")
- [Foreign Exchange Errors](https://docs.rapyd.net/en/foreign-exchange-errors.md "Foreign Exchange Errors")

**Related Information**

- [Creating a Card Payment With 3DS Authentication - Rapyd 3DS](https://docs.rapyd.net/en/creating-a-card-payment-with-3ds-authentication---rapyd-3ds.md "Creating a Card Payment With 3DS Authentication - Rapyd 3DS")
- [Creating a Card Payment With 3DS Authentication - External 3DS](https://docs.rapyd.net/en/creating-a-card-payment-with-3ds-authentication---external-3ds.md "Creating a Card Payment With 3DS Authentication - External 3DS")
- [Creating a Hosted Page With 3DS Authentication](https://docs.rapyd.net/en/creating-a-hosted-page-with-3ds-authentication.md "Creating a Hosted Page With 3DS Authentication")
- [Simulating 3DS Authentication](https://docs.rapyd.net/en/simulating-3ds-authentication.md "Simulating 3DS Authentication")
- [Simulating 'Create Payment' with 3DS - API](https://docs.rapyd.net/en/simulating--create-payment--with-3ds---api.md "Simulating 'Create Payment' with 3DS - API")
- [Simulating 'Create Hosted Page' With 3DS Authentication](https://docs.rapyd.net/en/simulating--create-hosted-page--with-3ds-authentication.md "Simulating 'Create Hosted Page' With 3DS Authentication")
- [Creating a Card Payment with a Network Reference ID](https://docs.rapyd.net/en/creating-a-card-payment-with-a-network-reference-id.md "Creating a Card Payment with a Network Reference ID")
- [Creating a Payment Using Customer Profile Information](https://docs.rapyd.net/en/creating-a-payment-using-customer-profile-information.md "Creating a Payment Using Customer Profile Information")
- [Saving a European Card While Creating a Payment](https://docs.rapyd.net/en/saving-a-european-card-while-creating-a-payment.md "Saving a European Card While Creating a Payment")
- [Creating a Payment with a European Card on File](https://docs.rapyd.net/en/creating-a-payment-with-a-european-card-on-file.md "Creating a Payment with a European Card on File")
- [Creating a Payment with FX](https://docs.rapyd.net/en/creating-a-payment-with-fx.md "Creating a Payment with FX")
- [Currency Alignment Policy (CAP)](https://docs.rapyd.net/en/currency-alignment-policy--cap-.md "Currency Alignment Policy (CAP)")
- [Creating a Split Payment](https://docs.rapyd.net/en/creating-a-split-payment.md "Creating a Split Payment")
- [Creating an AFT Payment](https://docs.rapyd.net/en/creating-an-aft-payment.md "Creating an AFT Payment")
- [Selling Cryptocurrency](https://docs.rapyd.net/en/selling-cryptocurrency.md "Selling Cryptocurrency")
- [Creating a Payment with an SCA Exemption](https://docs.rapyd.net/en/creating-a-payment-with-an-sca-exemption.md "Creating a Payment with an SCA Exemption")
- [Capture a Payment When Authorization Expires](https://docs.rapyd.net/en/capture-a-payment-when-authorization-expires.md "Capture a Payment When Authorization Expires")
- [Creating a Payment with Airline Data](https://docs.rapyd.net/en/creating-a-payment-with-airline-data.md "Creating a Payment with Airline Data")
- [Creating a Payment With Updatable Amount](https://docs.rapyd.net/en/creating-a-payment-with-updatable-amount.md "Creating a Payment With Updatable Amount")
- [Reauthorizing a Card Payment](https://docs.rapyd.net/en/reauthorizing-a-card-payment.md "Reauthorizing a Card Payment")
- [Direct Integration](https://docs.rapyd.net/en/direct-integration.md "Direct Integration") - Integrate physical card payments (**card_present**) in a payment device.

### Parameters

### Request Header Parameters

- - access_key
  - Unique access key provided by Rapyd for each authorized user.

    See [Developers](https://docs.rapyd.net/en/developers.md "Developers").
- - Content-Type
  - Indicates that the data appears in JSON format. Set to **application/json**.
- - idempotency
  - A unique key that prevents the platform from creating the same object twice.

    See [Idempotency](https://docs.rapyd.net/en/idempotency.md "Idempotency").
- - salt
  - Random string. Recommended length: 8-16 characters.
- - signature
  - Signature calculated for each request individually.

    See [Request Signatures](https://docs.rapyd.net/en/request-signatures.md "Request Signatures").
- - timestamp
  - Timestamp for the request, in [Unix time](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_unix_time "Unix time") (seconds).

### Request Body Parameters

- - address
  - Billing address associated with the payment. For details of fields in the 'address' object, see [Create Address](https://docs.rapyd.net/en/create-address.md "Create Address"). Required when an Address Verification Service (AVS) check is being made. Note that an AVS check can also be done when the `customer` parameter includes an address and is added to the payload. See also the related 'Payment with AVS Check' sample that is on this page.
- - amount
  - The amount of the payment, in units of the currency defined in `currency`. Decimal, including the correct number of decimal places for the currency exponent, as defined in ISO 4217:2015. To verify a card, set to **0**.
- - capture
  - Determines when the payment is processed for capture. Relevant to card payments.

    - **true** - Capture the payment immediately.
    - **false** - Authorize the payment, then capture some or all of the payment at a later time, when the merchant runs the [Capture Payment](https://docs.rapyd.net/en/capture-payment.md "Capture Payment") method.

    > **Note:**
    >
    > Some card payment methods do not support delayed capture.

    true
- - client_details
  - Describes the browser that the customer is using. The client collects this information and sends it in the request. The Client Details information is not returned in the REST response or in webhooks. See [Creating a Card Payment With 3DS Authentication - Rapyd 3DS](https://docs.rapyd.net/en/creating-a-card-payment-with-3ds-authentication---rapyd-3ds.md "Creating a Card Payment With 3DS Authentication - Rapyd 3DS") for additional request parameters that are required for 3DS authentication. This information is required for 3DS authentication of the customer for card payments. Rapyd recommends providing all fields, especially `ip_address`. Visa requires `ip_address`, `screen_height`, and `screen_width`.

    - - accept_header
      - Indicates the media types specified in the HTTP `Accept` header of the customer's browser, which the browser accepts from the server. This value describes the media types that the browser expects in all responses. Required for processing 3DS authentication for some payment methods.

        For example: **text/html**
    - - ip_address
      - IP address of the customer's browser.

        Required for Visa and Mastercard payments with 3DS.
    - - java_enabled
      - Indicates whether the customer's browser is enabled for Java.
    - - java_script_enabled
      - Indicates whether the customer's browser is enabled for JavaScript.
    - - language
      - The language the customer's browser is configured for, as defined in IETF BCP 47.
    - - screen_color_depth
      - Indicates the screen color depth of the customer's browser, in bits.

        Valid values: 1, 4, 8, 15, 16, 24, 32, 48.
    - - screen_height
      - Height of the customer's screen, in pixels. 1-6 digits.

        Required for Visa payments with 3DS.
    - - screen_width
      - Width of the customer's screen, in pixels. 1-6 digits.

        Required for Visa payments with 3DS.
    - - time_zone_offset
      - Difference in minutes between UTC and the customer's time zone. Positive or negative integer.
- - complete_payment_url
  - URL where the customer is redirected after successfully completing an operation on a hosted page. Does not support localhost URLs.
- - currency
  - In transactions without FX, defines the currency of the transaction. Three-letter ISO 4217 code.

    In FX transactions:

    - When `fixed_side` is **buy**, it is the currency received in the Rapyd wallet.
    - When `fixed_side` is **sell**, it is the currency charged to the buyer.

    See also `fixed_side` and `requested_currency` fields.
- - customer
  - String or object describing the customer. Required if `payment_method` is blank.

    - **string** - ID of the customer who is making the payment. String starting with **cus_**.
    - **object** - Contains all fields required for the customer. See [Create Customer](https://docs.rapyd.net/en/create-customer.md "Create Customer").
- - description
  - Description of the payment transaction.
- - error_payment_url
  - URL where the customer is redirected if an error occurs during or after an operation on a hosted page. Does not support localhost URLs.
- - escrow
  - Determines whether the payment is held in escrow for later release.

    false
- - escrow_release_days
  - Determines the number of days after creation of the payment that funds are released from escrow. Funds are released at 5:00 pm GMT on the day indicated.

    Integer, range: 1-90.

    90
- - ewallet
  - ID of the wallet that the money is paid into. String starting with **ewallet_**.

    ID of the default client wallet.

    Relevant when the request includes a single wallet.
- - ewallets
  - Specifies the wallets that the money is collected into. If this is left blank, the money goes into the oldest **collection**-type client wallet. If there is no **collection** client wallet, the money goes into the oldest **general**-type client wallet.

    - - amount
      - The amount of the payment to the wallet, in units of the currency defined in `currency`. Decimal.

        If the total amount of the payment is not fully accounted for, the balance appears in the client wallet.

        Relevant when `percentage` is not set.
    - - ewallet
      - ID of the wallet. String starting with **ewallet_**.
    - - percentage
      - The percentage that is paid to the wallet out of the total payment. Positive decimal between 0 and 100. More than 2 decimal places are rounded up to the next 0.01%. For example, 10 percent is represented by **percentage="10"**.

        If the total amount of the payment is not fully accounted for, the balance appears in the client wallet.

        Relevant when `amount` is not set.
- - expiration
  - End of the time allowed for the customer to complete this payment, in [Unix time](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_unix_time "Unix time"). Default is:

    - For **card** payment methods: 7 days

      Some payment method types require an earlier expiration date for the payment. In these cases, the expiration is set to the maximum allowed. To view the updated expiration value, refer to the [Payment Completed](https://docs.rapyd.net/en/payment-completed-webhook.md "Payment Completed Webhook") webhook.
    - For other payment methods: 2 weeks

    Relevant to all payment methods where the `is_expirable` field is **true** in the response to [List Payment Methods by Country](https://docs.rapyd.net/en/list-payment-methods-by-country.md "List Payment Methods by Country").

    > **Note:**
    >
    > When `payment_method_options.is_adjustable` is **true** in the request to create a payment, the expiration is always 30 days.
- - fixed_side
  - Indicates whether the FX rate is fixed for the buy side (seller) or for the sell side (buyer).

    - **buy** - The currency that the Rapyd Wallet receives for goods or services. Fixed side buy relates to the seller (merchant) funds. For example, a US-based merchant wants to charge 100 USD. The buyer (customer) pays the amount in MXN that converts to 100 USD.
    - **sell** - The currency that the buyer is charged for purchasing goods or services. Fixed side sell relates to the buyer (customer) funds. For example, a US-based merchant wants to charge a buyer 2,000 MXN and will accept whatever amount in USD that is converted from 2,000 MXN.

    buy

    See also `requested_currency`.
- - group_payment
  - ID of the group payment. String starting with **gp_**.

    Relevant when the payment is part of a group payment.
- - initiation_type
  - Indicates how the transaction is initiated. One of the following:

    - **customer_present** - The transaction was initiated by the customer.
    - **delayed_charges** - The transaction was initiated by a merchant for a supplemental charge after the original services were rendered. For example, a hotel processes minibar charges discovered after a guest checks out. Typically relevant to the hotel, cruise lines, and vehicle rental industries. `original_payment` is required. Sandbox only.
    - **installment** - The transaction was initiated by a subscription where there is a fixed number of installments.
    - **moto** - The transaction was initiated by the merchant or Rapyd client for a mail order or telephone order.

      > **Note:**
      >
      > To enable **moto** in the production environment, contact [Rapyd Client Support](https://support.rapyd.net).
    - **no_show** - The transaction was initiated by a merchant to charge a customer who agreed to purchase but did not meet the agreement terms. For example, a hotel processes a fee charged to a customer who does not arrive for a booked reservation. Typically relevant to the hotel and airline industries. `original_payment` is required. Sandbox only.
    - **reauthorization** - The transaction was initiated by a merchant to extend the authorization of a payment that expires before completion of the service or delivery of the product. For example, a car rental company extends the payment authorization for a car that a customer rents for a longer period than the card network allows for the original payment to be collected. Typically relevant to the hotel, vehicle rental, and online retail industries. `original_payment` is required. Sandbox only.
    - **recurring** - The transaction was initiated by a subscription where charges are made at regular intervals and there is no end date.
    - **unscheduled** - The transaction is a top-up transaction that was previously authorized by the cardholder and was initiated by the merchant or Rapyd client.

    customer_present
- - merchant_ewallet
  - The sub-merchant’s `ewallet` ID. For the `ewallet` parameter, you can either provide the `ewallet` ID of your Payment Facilitator (PayFac) client wallet, or omit it from the payment request. See also the sample 'Payment with Merchant Wallet'.

    Relevant and required for a PayFac. As a PayFac, you can create a card payment and direct the funds that the sub-merchant collects to your client wallet.
- - merchant_reference_id
  - Identifier defined by the client for reference purposes. Limit: 45 characters.
- - metadata
  - A JSON object defined by the client. See [Metadata](https://docs.rapyd.net/en/metadata.md "Metadata").
- - original_payment
  - ID of the original payment. String starting with **payment_**.

    Required when `initiation_type` is set to an industry-specific Merchant-Initiated Transaction (MIT) value.
- - payment_fees
  - Defines transaction fees and foreign exchange fees. These are fees that the Rapyd merchant can define for its consumers in addition to the payment amount. They are not related to the fees Rapyd charges to its clients.

    - - transaction_fee
      - Describes the fee for processing the transaction.

        - - calc_type
          - Specifies how the fee is calculated. One of the following:

            - **net** - The fee is deducted from the amount paid. For example, in a payment of $100 with a fee of 5%, the recipient receives $95.00 and the $5.00 fee goes to the client wallet.
            - **gross** - The fee is added to the amount paid. For example, for a transaction of $100 with a fee of 5%, the sender pays $105.00.
        - - fee_type
          - One of the following:

            - **percentage** - A percentage of the transaction amount. For example, 5 percent is represented by **value=5**.
            - **absolute** - A fixed amount.
        - - value
          - The amount of the fee.
    - - fx_fee
      - Describes the fees for processing the currency exchange. Relevant to payments with FX.

        - - calc_type
          - Specifies how the fee is calculated. One of the following:

            - **net** - The fee is deducted from the amount paid. For example, in a payment of $100 with a fee of 5%, the recipient receives $95.00 and the $5.00 fee goes to the client wallet.
            - **gross** - The fee is added to the amount paid. For example, for a transaction of $100 with a fee of 5%, the sender pays $105.00.
        - - value
          - The amount of the fee. Percentage.
    - - gross_fees
      - The total gross fees for the transaction, in units defined by `currency_code`.
    - - net_fees
      - The total net fees for the transaction, in units defined by `merchant_requested_currency`.
    - - total_merchant_fees
      - The amount of the fee.
- - payment_method
  - String (`payment_method` ID) or object. If not specified in this field, the payment method is the default payment method specified for the customer. Required when there is no default payment method.

    - - digital_wallet
      - Contains the fields that are required for a payment made with Google Pay or Apple Pay.

        - - type
          - Result of the account name inquiry. One of the following values:

            - **apple_pay**
            - **google_pay**
        - - details
          - Payload required by the digital wallet.
    - - fields
      - Contains the fields that are required for the specific payment method.
    - - full_name
      - Full name of the cardholder. When this object is included in the payment method, the network performs an account name inquiry (ANI). See also the related 'Verify Card with ANI - amount set to zero' request and response sample on this page.

        - - first_name
          - Given name of the cardholder.
        - - middle_name
          - Middle name of the cardholder.
        - - last_name
          - Family name of the cardholder.
    - - type
      - Name of the payment method type. For example, **us_mastercard_card**.
- - payment_method_options
  - Object describing additional payment method fields required for the payment. These values are not saved as part of the payment method object.

    To determine the fields required, run [Get Payment Method Required Fields](https://docs.rapyd.net/en/get-payment-method-required-fields.md "Get Payment Method Required Fields").
- - receipt_email
  - Email address that the receipt for this transaction is sent to.

    Required for Visa card payments with 3DS authentication. See [Creating a Card Payment With 3DS Authentication - Rapyd 3DS](https://docs.rapyd.net/en/creating-a-card-payment-with-3ds-authentication---rapyd-3ds.md "Creating a Card Payment With 3DS Authentication - Rapyd 3DS") for additional request parameters that are required for 3DS authentication.
- - requested_currency
  - Currency for one side of an FX transaction. Three-letter ISO 4217 code.

    - When `fixed_side` is **sell**, it is the currency received in the Rapyd Wallet.
    - When `fixed_side` is **buy**, it is the currency charged to the buyer (customer).

    Relevant to payments with FX.

    See also `currency` and `fixed_side` fields. See also [Currency Alignment Policy (CAP)](https://docs.rapyd.net/en/currency-alignment-policy--cap-.md "Currency Alignment Policy (CAP)").
- - save_payment_method
  - Determines whether Rapyd saves the payment method for future use. Relevant to card payment methods when the request includes full card details.

    > **Note:**
    >
    > In the sandbox, card details are removed after six months.

    - **true** - Save the payment method for future use.
    - **false** - Do not save the payment method.

    false
- - statement_descriptor
  - A text description suitable for a customer's payment statement. 5-22 characters.

### Response Parameters

- - address
  - Billing address associated with the payment. For details about the fields of the 'address' object, see [Create Address](https://docs.rapyd.net/en/create-address.md "Create Address").
- - amount
  - The amount of the payment, in units of the currency defined in `currency`.
- - auth_code
  - Indicates that the card payment was authorized by the card network.
- - authentication_result
  - Details about the Three-Domain Secure (3DS) authentication of a card payment.

    - - eci
      - Electronic Commerce Indicator (ECI) represents the level of security used when the cardholder submitted their card information for authentication. Two ECI values are listed for each description because VISA and Mastercard use different values.

        - **05** or **02**: Authenticated by verifying the cardholder’s password or identity information. 3DS authentication was successful.
        - **06** or **01**: Authentication was attempted, but not completed.
        - **07** or **00**: Authentication failed or could not be attempted.
    - - result
      - The result of an authentication request. One of the following:

        - **A**: Authentication completed.
        - **N**: Not authenticated. The account was not verified and the transaction was declined.
        - **R**: Redirection of cardholder to 3DS authentication challenge. Awaiting cardholder action.
        - **U**: Unsupported. Verification could not be performed. The liability shift was not accepted by 3DS.
    - - version
      - 3DS protocol version.
    - - cardholder_info
      - Information provided by the issuer to a cardholder during the authentication process. For example, information to help the cardholder complete the payment authentication.

        Maximum length: 128 characters.
- - cancel_reason
  - Reason for cancellation or reversal of a payment.
- - captured
  - Indicates whether the payment has been successfully captured.
- - complete_payment_url
  - URL where the customer is redirected when payment is successful, after returning from an external page such as a 3DS page. Does not support localhost URLs.
- - country_code
  - The country of the payment method.
- - created_at
  - Time of creation of the object, in [Unix time](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_unix_time "Unix time").
- - currency_code
  - - **Transactions without FX** - Indicates the currency of the amount received by the recipient.
    - **FX transactions** - Indicates the currency of the amount paid by the buyer.
- - customer_token
  - ID of the customer who is making the payment. String starting with **cus_**.
- - description
  - Description of the payment transaction.
- - destination_card
  - Filters the list for payments related to the specified destination card.
- - dispute
  - Details about the dispute, if the payment was disputed.

    - - amount
      - Amount that Rapyd deducted from the merchant due to the dispute.
    - - central_processing_date
      - The date the transaction was processed by the card network.
    - - created_at
      - Time of creation of the dispute, in [Unix time](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_unix_time "Unix time").
    - - currency
      - Currency of the disputed transaction. Three-letter ISO 4217 code.
    - - dispute_category
      - The category of dispute that was provided by the card network.
    - - dispute_reason_description
      - A short description of the reason for the dispute.
    - - due_date
      - The latest date for the dispute to be contested in [Unix time](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_unix_time "Unix time").
    - - evidence
      - Reserved.
    - - evidence_reason_code
      - Reserved.
    - - ewallet_id
      - ID of the wallet that the money is paid into. Relevant when the request includes a single wallet.
    - - id
      - Reserved.
    - - original_dispute_amount
      - Amount of the dispute, as reported to Rapyd.
    - - original_dispute_currency
      - Currency of the disputed payment. Three-letter ISO 4217 code.
    - - original_transaction_amount
      - Amount of the original payment.
    - - original_transaction_currency
      - Currency of `original_transaction_amount`. Three-letter ISO 4217 code.
    - - original_transaction_id
      - ID of the payment that the dispute is charged against.
    - - payment_method
      - ID of the payment method.
    - - payment_method_data
      - Details of the payment method that was used for the payment.
    - - pre_dispute
      - When true, indicates that the disputed payment was automatically refunded based on pre-determined criteria.
    - - rate
      - FX rate. Relevant to FX payments.
    - - status
      - Indicates the status of the dispute. One of the following values:

        - **ACT** (Active) - The dispute was initiated and is awaiting action by the merchant.
        - **RVW** (Review) - Rapyd is reviewing the merchant's evidence contesting the dispute.
        - **PRA** (Pre-Arbitration) - The card issuer challenged a previously contested dispute. The dispute is being reviewed.
        - **ARB** (Arbitration) - The merchant rejected a pre-arbitration outcome. Rapyd is awaiting a ruling by an arbitration committee of the card schemes.
        - **LOS** (Lose) - The merchant lost the dispute. Funds were deducted from the merchant wallet. Final status.
        - **WIN** (Win) - The merchant won the dispute. Funds were credited to the merchant wallet. Final status.
        - **REV** (Reverse) - The card issuer reversed the dispute. Funds were credited to the merchant wallet. Final status.
    - - token
      - ID of the dispute.
    - - updated_at
      - Time that the dispute was last updated, in [Unix time](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_unix_time "Unix time").
- - error_code
  - Error code for the failure of the payment.
- - error_message
  - Reserved.
- - error_payment_url
  - URL where the customer is redirected when payment is not successful, after returning from an external page, such as a 3DS page. Does not support localhost URLs.
- - escrow
  - Details of the escrow for the payment. Relevant when the payment is created with `escrow` set to **true**.

    - - amount
      - The amount in escrow, in units of the currency defined in currency in the payment.
    - - amount_on_hold
      - Total amount of funds that are currently held in the escrow, in the currency defined in `currency_code` in the payment.
    - - created_at
      - Date and time the escrow was created, in [Unix time](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_unix_time "Unix time").
    - - currency
      - The currency of the escrow balance. Three-letter ISO 4217 code.
    - - escrow_release_days
      - Indicates the number of days after creation of the payment that funds are released from escrow. Funds are released at 5:00 pm GMT on the day indicated.
    - - escrow_releases
      - Array of objects that describe individual releases.
    - - ewallets
      - Array of objects that define the allocation of the release to multiple wallets.

        - - ewallet
          - ID of the wallet, a string starting with **ewallet_**.
        - - amount
          - The amount to release to this wallet. Relevant when `percentage` is not set.
        - - percentage
          - The percentage of this escrow to release to this wallet. Relevant when `amount` is not set. On a partial release after the first, this refers to the percentage of the original amount of the escrow.

        > **Note:**
        >
        > All wallets in the array must be specified by `amount` or by `percentage` or neither. If neither `amount` nor `percentage` is set, the release is proportionate according to the split defined in the payment.
    - - last_payment_completion
      - Date and time of the completion of the last payment or partial payment, in [Unix time](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_unix_time "Unix time").
    - - payment
      - ID of the payment, a string starting with **payment_**.
    - - status
      - Status of the escrow. One of the following:

        - **pending** - The payment and escrow were created, but the payment is not completed and the funds are not in the escrow.
        - **on_hold** - The payment is completed and the funds are in escrow.
        - **canceled** - The escrow is canceled.
        - **released** - All or part of the funds have been released to the wallets.
    - - total_amount_released
      - Total amount of funds that were released to the wallets, in the currency defined in `currency_code` in the payment response.
    - - updated_at
      - Date and time of the last update to the escrow, in [Unix time](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_unix_time "Unix time").
- - escrow_release_days
  - The number of days after creation of the payment that funds are released from escrow. Funds are released at 5:00 pm GMT on the day indicated.
- - ewallet_id
  - ID of the wallet that the money is paid into. String starting with **ewallet_**.
- - ewallets
  - Specifies the wallets that the money is collected into. If this is left blank, the money goes into the oldest **collection**-type client wallet. If there is no **collection** client wallet, the money goes into the oldest **general**-type client wallet.

    - - amount
      - The amount of the payment to the wallet, in units of the currency defined in `currency`.
    - - ewallet_id
      - ID of the wallet.
    - - percent
      - The percentage that is paid to the wallet out of the total payment.
    - - refunded_amount
      - The total amount refunded against this payment, in units of the currency defined in `currency`.
- - expiration
  - End of the time for completing the payment, in [Unix time](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_unix_time "Unix time"). Relevant to card payments.
- - failure_code
  - Error code for failure of the payment.
- - failure_message
  - Message to the merchant, explaining the reason for failure of the payment.
- - fixed_side
  - Indicates whether the FX rate is fixed for the buy side (seller) or for the sell side (buyer).

    - **buy** - The currency that the Rapyd Wallet receives for goods or services. Fixed side buy relates to the seller (merchant) funds. For example, a US-based merchant wants to charge 100 USD. The buyer (customer) pays the amount in MXN that converts to 100 USD.
    - **sell** - The currency that the buyer is charged for purchasing goods or services. Fixed side sell relates to the buyer (customer) funds. For example, a US-based merchant wants to charge a buyer 2,000 MXN and will accept whatever amount in USD that is converted from 2,000 MXN.
- - flow_type
  - Reserved.
- - fx_rate
  - Exchange rate for the transaction.

    - When `fixed_side` is **buy**, `fx_rate` is the buy rate.
    - When `fixed_side` is **sell**, `fx_rate` is the sell rate.
- - full_name
  - Full name of the cardholder, as submitted for account name inquiry (ANI).

    - - first_name
      - The cardholder's given name.
    - - middle_name
      - The cardholder's middle name.
    - - last_name
      - The cardholder's family name.
- - group_payment
  - ID of the group payment.

    Relevant when the payment is part of a group payment.
- - id
  - ID of the payment. String starting with **payment_**.
- - initiation_type
  - Indicates how the transaction was initiated. One of the following:

    - **customer_present** - The transaction was initiated by the customer.
    - **delayed_charges** - The transaction was initiated by a merchant for a supplemental charge after the original services were rendered. For example, a hotel processes minibar charges discovered after a guest checks out. Typically relevant to the hotel, cruise lines, and vehicle rental industries. `original_payment` is required.
    - **installment** - The transaction was initiated by a subscription where there is a fixed number of installments.
    - **moto** - The transaction was initiated by the merchant or Rapyd client for a mail order or telephone order.
    - **no_show** - The transaction was initiated by a merchant to charge a customer who agreed to purchase but did not meet the agreement terms. For example, a hotel processes a fee charged to a customer who does not arrive for a booked reservation. Typically relevant to the hotel and airline industries. `original_payment` is required.
    - **reauthorization** - The transaction was initiated by a merchant to extend the authorization of a payment that expires before completion of the service or delivery of the product. For example, a car rental company extends the payment authorization for a car that a customer rents for a longer period than the card network allows for the original payment to be collected. Typically relevant to the hotel, vehicle rental, and online retail industries. `original_payment` is required.
    - **recurring** - The transaction was initiated by a subscription where charges are made at regular intervals and there is no end date.
    - **unscheduled** - The transaction is a top-up transaction that was previously authorized by the cardholder and was initiated by the merchant or Rapyd client.
- - instructions
  - Describes how the customer makes the payment.

    - - name
      - Description of the payment method.
    - - steps
      - An array containing a list of steps for the customer to take. Each step is named **step*N***, where ***N*** is an integer.
- - invoice
  - ID of the invoice that this payment is for.
- - is_partial
  - Indicates whether the payment has been partially paid. When **false**, indicates that the payment is unpaid or fully paid.
- - merchant_advice_code
  - Optional code with additional information about the payment for the merchant.

    The `merchant_advice_message` field describes the code.
- - merchant_advice_message
  - Description of the merchant advice code.

    Typically informs the merchant whether a declined transaction can be retried. If so, describes when and how to retry. For details, see [Merchant Advice Codes](https://docs.rapyd.net/en/merchant-advice-codes.md "Merchant Advice Codes").

    For successful payments, may describe limits on the reuse of a payment method, such as a single use virtual card or a non-reloadable prepaid card.
- - merchant_ewallet
  - The sub-merchant’s ewallet ID. As a Payment Facilitator (PayFac), you can create a card payment and direct the funds that the sub-merchant collects to your client wallet.

    Relevant to a PayFac.
- - merchant_reference_id
  - Identifier defined by the client for reference purposes. Limit: 45 characters.
- - merchant_requested_amount
  - Indicates the amount paid by the payer, in units of the currency defined in `merchant_requested_currency`.

    Relevant to payments with FX.
- - merchant_requested_currency
  - Indicates the currency that merchant receives. Three-letter ISO 4217 code.

    Relevant to payments with FX.
- - metadata
  - A JSON object defined by the client. See [Metadata](https://docs.rapyd.net/en/metadata.md "Metadata").
- - mid
  - Reserved.
- - next_action
  - Indicates the next action for completing the payment. One of the following values:

    - **3d_verification** - The next action is 3DS authentication. Relevant only to card payments.
    - **pending_capture** - The next action is pending the capture of the amount. Relevant only to card payments when the amount is not zero.
    - **pending_confirmation** - The next action is pending the confirmation for the payment. Relevant to all payment methods excluding card payment.
    - **pending_offline_capture** - The next action is pending an offline capture, where the payment settles to a **closed** (**CLO**) status via the clearing process. A payment in this state can be successfully refunded, **but cannot be canceled**. Currently, relevant only to Shva Arena card payments.
    - **not_applicable** - The payment has completed or the next action is not relevant.
- - order
  - ID of the order that this payment is for.
- - original_amount
  - - **Payments not involving foreign exchange** - The amount of the payment, in units of the currency defined in `currency`, including gross transaction fees.
    - **Foreign exchange payments** - The amount paid by the buyer, in units of the currency defined in `currency_code`, including gross transaction fees and gross FX fees.
- - original_payment
  - (Sandbox only) ID of the original payment. String starting with **payment_**. Relevant when `initiation_type` is set to an industry-specific Merchant-Initiated Transaction (MIT) value.
- - outcome
  - Describes the outcome of the risk assessment.

    - - network_status
      - Network status of the payment. One of the following:

        - **approved_by_network**
        - **declined_by_network**
        - **not_sent_to_network**
        - **reversed_after_approval**
    - - risk_level
      - Assessment of the risk level of the payment. One of the following:

        - **normal**
        - **elevated**
        - **highest**
        - **not_assessed**
    - - seller_message
      - Message to the merchant.
    - - type
      - Indicates the outcome of the risk assessment. One of the following:

        - **authorized**
        - **manual_review**
        - **issuer_declined**
        - **blocked**
        - **invalid**
    - - reason
      - More detailed indication of the reason indicated by `type`. One of the following:

        - **highest_risk_level** - Blocked by default rules.
        - **elevated_risk_level** - Placed in review by default rules.
        - **rule** - Placed in review by customer-designed rules.
- - paid
  - Indicates whether the payment has been fully captured.
- - paid_at
  - Time of the last capture, in [Unix time](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_unix_time "Unix time").
- - payment_fees
  - Defines transaction fees and foreign exchange fees. These are fees that the Rapyd merchant can define for its consumers in addition to the payment amount. They are not related to the fees Rapyd charges to its clients.

    - - transaction_fee
      - Describes the fee for processing the transaction.

        - - calc_type
          - Specifies how the fee is calculated. One of the following:

            - **net** - The fee is deducted from the amount paid. For example, in a payment of $100 with a fee of 5%, the recipient receives $95.00 and the $5.00 fee goes to the client wallet.
            - **gross** - The fee is added to the amount paid. For example, for a transaction of $100 with a fee of 5%, the sender pays $105.00.
        - - fee_type
          - One of the following:

            - **percentage** - A percentage of the transaction amount. For example, 5 percent is represented by **value=5**.
            - **absolute** - A fixed amount.
        - - value
          - The amount of the fee.
    - - fx_fee
      - Describes the fees for processing the currency exchange. Relevant to payments with FX.

        - - calc_type
          - Specifies how the fee is calculated. One of the following:

            - **net** - The fee is deducted from the amount paid. For example, in a payment of $100 with a fee of 5%, the recipient receives $95.00 and the $5.00 fee goes to the client wallet.
            - **gross** - The fee is added to the amount paid. For example, for a transaction of $100 with a fee of 5%, the sender pays $105.00.
        - - value
          - The amount of the fee. Percentage.
    - - gross_fees
      - The total gross fees for the transaction, in units defined by `currency_code`.
    - - net_fees
      - The total net fees for the transaction, in units defined by `merchant_requested_currency`.
    - - total_merchant_fees
      - The amount of the fee.
- - payment_method
  - Payment method ID.

    > **Note:**
    >
    > Card payment method ID is not returned when the `next_action` is **3d_verification** or when `save_payment_method` was set to **false**.
- - payment_method_data
  - Details of the payment method.

    - - account_last4
      - Last four digits of the [IBAN](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_iban "International Bank Account Number").

        Relevant to bank transfers.
    - - account_name_inquiry
      - Data about the account name inquiry (ANI).

        - - account_name_inquiry_result
          - Result of the account name inquiry. One of the following values:

            - **match** - Indicates that the name provided in the request fully matched the issuing bank's records.
            - **partial match** - Indicates that the name provided in the request partially matched the issuing bank's records.
            - **no match** - Indicates that the name provided in the request did not match the issuing bank's records.
            - **not performed** - Indicates that the account name inquiry was not performed.
            - **not supported** - Indicates that the payment method does not support account name inquiries.
        - - account_name_inquiry_details
          - Indicates the degree of matching each part of the cardholder's name.

            - - first_name
              - Indicates the result of matching the cardholder's given name. One of the following values:

                - **match** - Indicates that the first name provided in the request fully matched the first name in the issuing bank's records.
                - **partial match** - Indicates that the first name provided in the request partially matched the first name in the issuing bank's records.
                - **no match** - Indicates that first the name provided in the request did not match the first name in the issuing bank's records.
            - - middle_name
              - indicates the result of matching the cardholder's middle name. One of the following values:

                - **match** - Indicates that the middle name provided in the request fully matched the middle name in the issuing bank's records.
                - **partial match** - Indicates that the middle name provided in the request partially middle the first name in the issuing bank's records.
                - **no match** - Indicates that the middle name provided in the request did not match the middle name in the issuing bank's records.
            - - last_name
              - indicates the result of matching the cardholder's family name. One of the following values:

                - **match** - Indicates that the last name provided in the request fully matched the family name in the issuing bank's records.
                - **partial match** - Indicates that the last name provided in the request partially matched the family name in the issuing bank's records.
                - **no match** - Indicates that the last name provided in the request did not match the family name in the issuing bank's records.
    - - acs_check
      - Results of the [Access Control Server (ACS)](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_acs "Access Control Server") check. Possible values:

        - **pass**
        - **fail**
        - **unavailable**
        - **unchecked**

        Relevant to cards.
    - - avs_check
      - Results of the [Address Verification Service (AVS)](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_avs "Address Verification Service") check.

        Relevant to Visa, Mastercard, Amex, and Discover cards.
    - - authentication_url
      - URL of a page where the customer enters the [IBAN](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_iban "International Bank Account Number") and phone number for authentication.

        Relevant to some bank transfer payment methods.
    - - bic_swift
      - [BIC (Bank Identifier Code)](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_bic "Bank Identifier Code")/SWIFT code.
    - - bin_details
      - Bank identification details. Relevant to cards.

        - - bin_number
          - [Bank identification number](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_bin "Bank Identification Number") of the issuing bank.
        - - brand
          - The brand of the card.
        - - country
          - The country where the card was issued.
        - - issuer
          - Name of the bank that issued the card.
        - - level
          - The level of the card.
        - - type
          - The type of card.
    - - category
      - Category of payment method. One of the following:

        - **bank_redirect**
        - **bank_transfer**
        - **card**
        - **cardtocard**
        - **cash**
        - **ewallet**
        - **rapyd_ewallet**
    - - cvv_check
      - Verification of the card’s CVV. Valid values:

        - **pass**
        - **fail**
        - **unavailable**
        - **unchecked**

        Relevant to cards.
    - - digital_wallet
      - Information about the digital wallet.

        - - pan_type
          - Describes the type of [PAN](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_pan "Primary Account Number").
        - - type
          - Describes the type of digital wallet.
    - - expiration_month
      - The month when the expiration of the card occurs.

        Relevant to cards.
    - - expiration_year
      - The year when the expiration of the card occurs.

        Relevant to cards.
    - - fingerprint_token
      - Hash of the card number, expiration date and [CVV](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_cvv "Card Verification Value").

        Relevant to cards.
    - - full_name
      - Full name of the cardholder, as submitted for account name inquiry (ANI).

        - - first_name
          - The cardholder's given name.
        - - middle_name
          - The cardholder's middle name.
        - - last_name
          - The cardholder's family name.
    - - id
      - ID of the payment method.

        > **Note:**
        >
        > Card payment method ID is not returned when the `next_action` is **3d_verification** or when `save_payment_method` was set to **false**.
    - - image
      - A URL to the image of the icon for the payment method type.
    - - last4
      - Last four digits of the card.

        Relevant to cards.
    - - metadata
      - A JSON object defined by the client. See [Metadata](https://docs.rapyd.net/en/metadata.md "Metadata").
    - - network_reference_id
      - Identifier for use in a recurring card payment.
    - - next_action
      - Indicates the next action for completing the payment. One of the following values:

        - **3d_verification** - The next action is [3DS](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_rds "Three-Domain Secure"). Relevant to card payments.
        - **pending_capture** - The next action is pending the capture of the amount. Relevant to card payments when the amount is not zero.
        - **pending_confirmation** - The next action is pending the confirmation for the payment. Relevant to all payment methods excluding card payment.
        - **not_applicable** - The payment has completed or the next action is not relevant.
    - - payment_account_reference
      - Payment Account Reference (PAR) number. An alphanumeric code that associates payments made by different tokens and physical cards that all represent the same payment account number (PAN). Appears only in card responses that include an EMVCo-compliant PAR.
    - - type
      - Type of the payment card. Possible values:

        - **credit**
        - **debit**
        - **prepaid**
        - **unknown**

        Relevant to cards.
    - - supporting_documentation
      - Reserved.
    - - webhook_url
      - Reserved.
- - payment_method_options
  - Object describing additional payment method fields for the payment. These values are not saved as part of the payment method object.
- - payment_method_type
  - The type of payment method.
- - payment_method_type_category
  - Category of payment method type. One of the following:

    - **bank_redirect**
    - **bank_transfer**
    - **card**
    - **cash**
    - **ewallet**
    - **rapyd_ewallet**
- - receipt_email
  - Email address that the receipt for this transaction is sent to.

    Required for Visa card payments with 3DS authentication. See [Creating a Card Payment With 3DS Authentication - Rapyd 3DS](https://docs.rapyd.net/en/creating-a-card-payment-with-3ds-authentication---rapyd-3ds.md "Creating a Card Payment With 3DS Authentication - Rapyd 3DS") for additional request parameters that are required for 3DS authentication.
- - receipt_number
  - Reserved.
- - redirect_url
  - URL where the customer is redirected for additional steps for the payment.
- - refunded
  - Indicates whether there was a refund against this payment.
- - refunded_amount
  - The total amount refunded against this payment, in units of the currency defined in `currency`.
- - refunds
  - An array containing a `data` object:

    - - data
      - A list of up to three `refund` objects.
    - - has_more
      - Indicates whether there are more than three refunds against this payment.
    - - total_count
      - Total number of refunds against this payment.
    - - url
      - URL for requesting all of the refunds against this payment.
- - remitter_information
  - Contains the remitter's name and bank account information. This includes:

    - - account_id
      - Number of the remitter's bank account.
    - - bank_code
      - SWIFT code for the remitter's bank.
    - - name
      - Name of the remitter.
- - requested_currency
  - Currency for one side of an FX transaction. Three-letter ISO 4217 code.

    - When `fixed_side` is **sell**, it is the currency received in the Rapyd Wallet.
    - When `fixed_side` is **buy**, it is the currency charged to the buyer (customer).
- - save_payment_method
  - Relevant to card payment methods when the request included full card details. Indicates whether Rapyd saved the payment method for future use.
- - statement_descriptor
  - A text description suitable for a customer's payment statement. 5-22 characters.
- - status
  - Indicates the status of the payment. One of the following:

    - **ACT** - Active and awaiting completion of 3DS or capture. Can be updated.
    - **CAN** - Canceled by the client or the customer's bank.
    - **CLO** - Closed.
    - **ERR** - Error. An attempt was made to create or complete a payment, but it failed.
    - **EXP** - The payment has expired.
    - **REV** - Reversed by Rapyd. See `cancel_reason`.
- - textual_codes
  - A set of text codes for the customer to use to complete the steps described in the `instructions` field. The name of the field is the local name of the code, or some other label. For example:

    - `code`
    - `paycode`
    - `payid`
    - `pairing_code`
    - `payment_code`
    - `response_code`
- - transaction_id
  - ID of the associated transaction.
- - transaction_link_id
  - A unique transaction identifier.

    Save the ID to link future lifecycle and economically-related transactions to the current transaction.

    Relevant to Mastercard transactions for a client authorized to use a network reference ID. See [Creating a Card Payment with a Network Reference ID](https://docs.rapyd.net/en/creating-a-card-payment-with-a-network-reference-id.md "Creating a Card Payment with a Network Reference ID").
- - visual_codes
  - A set of images for the customer to use to complete the steps described in the `instructions` field. For example, a QR code or barcode.

- /v1/payments

- Default payment method
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 45.00,
      "currency": "EUR",
      "customer": "cus_4e25112ac20e144ad073a614dc46934b",
      "description": "Payment by customer's default payment method" 
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "5e81e0ba-2495-4a7f-babc-5b6e820db572"
      },
      "data": {
          "id": "payment_d31d3ca850419ab5e2f9f1a33f9c6eea",
          "amount": 45,
          "original_amount": 45,
          "is_partial": false,
          "currency_code": "EUR",
          "country_code": "GB",
          "status": "CLO",
          "description": "Payment by customer's default payment method",
          "merchant_reference_id": "",
          "customer_token": "cus_4e25112ac20e144ad073a614dc46934b",
          "payment_method": null,
          "payment_method_data": {
              "id": null,
              "type": "gb_visa_card",
              "category": "card",
              "metadata": {},
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "35",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "network_reference_id": "507150",
              "payment_account_reference": "V00180MCW82MN270KDRQO8AJNBBMJ"
          },
          "auth_code": null,
          "expiration": 1756896871,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1756292071,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": true,
          "paid_at": 1756292071,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 45,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "gb_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "not_applicable",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment by payment method ID
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 101,
      "currency": "USD",
      "description": "Payment method ID",
      "payment_method": "card_b9548d9b53a565b2315fecdc6c87f158"
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "9a5cbd17-7034-4146-bb4f-c1aa67641a69"
      },
      "data": {
          "id": "payment_5b8372a7ea0e4a1b5f40013f06ce0c2e",
          "amount": 101,
          "original_amount": 101,
          "is_partial": false,
          "currency_code": "USD",
          "country_code": "GB",
          "status": "CLO",
          "description": "Payment method ID",
          "merchant_reference_id": "",
          "customer_token": "cus_4e25112ac20e144ad073a614dc46934b",
          "payment_method": null,
          "payment_method_data": {
              "id": null,
              "type": "gb_visa_card",
              "category": "card",
              "metadata": {},
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "35",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "network_reference_id": "507150",
              "payment_account_reference": "V001H302ZOJ8ZHQO5U9LTVFOHI1MF"
          },
          "auth_code": null,
          "expiration": 1761571693,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1760966893,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": true,
          "paid_at": 1760966894,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 101,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "gb_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "not_applicable",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment by card
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 100,
      "currency": "EUR",
      "customer": "cus_a97ac31867f1e2e9903fc2cb936241a7",
      "payment_method": {
          "type": "au_visa_card",
          "fields": {
              "number": "4111111111111111",
              "expiration_month": "12",
              "expiration_year": "29",
              "name": "John Doe",
              "cvv": "345",
              "date_of_birth": "12/25/1960"
          }
      }
  }'
  ```
- ```
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "0a0549f8-6cd0-4120-beeb-a475485a4d67"
      },
      "data": {
          "id": "payment_0793a55c14f73cd4898b403f542aab85",
          "amount": 100,
          "original_amount": 100,
          "is_partial": false,
          "currency_code": "EUR",
          "country_code": "au",
          "status": "CLO",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_a97ac31867f1e2e9903fc2cb936241a7",
          "payment_method": null,
          "payment_method_data": {
              "id": null,
              "type": "au_visa_card",
              "category": "card",
              "metadata": null,
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "date_of_birth": "12/25/1960",
              "expiration_year": "29",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "network_reference_id": "123456",
              "payment_account_reference": "V0011ABFUQ72WJTXWAJRLT9KHXDAM"
          },
          "auth_code": null,
          "expiration": 1755697998,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1755093198,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": true,
          "paid_at": 1755093199,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 100,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "au_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "not_applicable",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment by card - save payment method
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' /
  -H 'access_key: your-access-key-here' /
  -H 'Content-Type: application/json' /
  -H 'idempotency: your-idempotency-parameter-here' /
  -H 'salt: your-random-string-here' /
  -H 'signature: your-calculated-signature-here' /
  -H 'timestamp: your-unix-timestamp-here' /
  --data-raw '{
      "amount": 10,
      "currency": "GBP",
      "capture": true,
      "description": "Save payment method",
      "payment_method": {
          "type": "gb_visa_card",
          "fields": {
              "recurrence_type": "installment",
              "name": "John Doe",
              "number": "4111111111111111",
              "expiration_month": "12",
              "expiration_year": "30",
              "cvv": "111"
          }
      },
      "payment_method_options": {},
      "complete_payment_url": "https://complete.rapyd.net",
      "error_payment_url": "https://error.rapyd.net",
      "customer": "cus_4e25112ac20e144ad073a614dc46934b",
      "save_payment_method": true,
      "initiation_type": "customer_present"
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "26f33e0b-d540-45d0-9da1-02fb3600e40f"
      },
      "data": {
          "id": "payment_8f486badb0600445e8501a1117913aab",
          "amount": 10,
          "original_amount": 10,
          "is_partial": false,
          "currency_code": "GBP",
          "country_code": "GB",
          "status": "CLO",
          "description": "Save payment method",
          "merchant_reference_id": "",
          "customer_token": "cus_4e25112ac20e144ad073a614dc46934b",
          "payment_method": "card_7df57df7ba27b8e5442c1b8362dd8c4a",
          "payment_method_data": {
              "id": "card_7df57df7ba27b8e5442c1b8362dd8c4a",
              "type": "gb_visa_card",
              "category": "card",
              "metadata": null,
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "30",
              "recurrence_type": "installment",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "network_reference_id": "123456",
              "payment_account_reference": "V001IO6MP4LYWPSMQJKSU376SJVP8"
          },
          "auth_code": null,
          "expiration": 1761571984,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "https://complete.rapyd.net",
          "error_payment_url": "https://error.rapyd.net",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1760967183,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": true,
          "paid_at": 1760967184,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 10,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "gb_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "not_applicable",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": true,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment by card - Use saved payment method
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 1000,
      "currency": "ISK",
      "capture": true,    
      "description": "Use saved payment method",
      "payment_method": "card_b9548d9b53a565b2315fecdc6c87f158",
      "customer": "cus_4e25112ac20e144ad073a614dc46934b",
      "initiation_type": "recurring",
      "complete_payment_url": "https://complete.rapyd.net",
      "error_payment_url": "https://error.rapyd.net",
      "save_payment_method": false
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "9797053a-4ed7-48c8-a010-9829eaadd373"
      },
      "data": {
          "id": "payment_d42b0eba249e8779bd19fca3f136b4bf",
          "amount": 1000,
          "original_amount": 1000,
          "is_partial": false,
          "currency_code": "ISK",
          "country_code": "GB",
          "status": "CLO",
          "description": "Use saved payment method",
          "merchant_reference_id": "",
          "customer_token": "cus_4e25112ac20e144ad073a614dc46934b",
          "payment_method": null,
          "payment_method_data": {
              "id": null,
              "type": "gb_visa_card",
              "category": "card",
              "metadata": {},
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "35",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "network_reference_id": "507150",
              "payment_account_reference": "V001R7EI1NNF3C1PNV6EJ27UT2IFF"
          },
          "auth_code": null,
          "expiration": 1761572326,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "https://complete.rapyd.net",
          "error_payment_url": "https://error.rapyd.net",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1760967526,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": true,
          "paid_at": 1760967526,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 1000,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "gb_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "recurring",
          "mid": "",
          "next_action": "not_applicable",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment by card - do not save payment method
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 10,
      "currency": "EUR",
      "capture": true,
      "description": "Card not saved",
      "customer": "cus_5bee14584a78638ba717e746be62ee01",
      "payment_method": {
          "type": "gb_visa_card",
          "fields": {
              "name": "John Doe",
              "number": "4111111111111111",
              "expiration_month": "05",
              "expiration_year": "25",
              "cvv": "111"
          }
      },
      "payment_method_options": {},
      "save_payment_method": false,
      "complete_payment_url": "https://complete.rapyd.net",
      "error_payment_url": "https://error.rapyd.net"
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "101c050e-a57d-4b77-b62e-cc7e27e2cc40"
      },
      "data": {
          "id": "payment_dcdfd5e8b50105995a2a20f886e76896",
          "amount": 10,
          "original_amount": 10,
          "is_partial": false,
          "currency_code": "EUR",
          "country_code": "GB",
          "status": "CLO",
          "description": "Card not saved",
          "merchant_reference_id": "",
          "customer_token": "cus_5bee14584a78638ba717e746be62ee01",
          "payment_method": null,
          "payment_method_data": {
              "id": null,
              "type": "gb_visa_card",
              "category": "card",
              "metadata": null,
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "30",
              "expiration_month": "05",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "network_reference_id": "123456",
              "payment_account_reference": "V001L2NFT7238QXAY976FD35LV0E7"
          },
          "auth_code": null,
          "expiration": 1755700958,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "https://complete.rapyd.net",
          "error_payment_url": "https://error.rapyd.net",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1755096158,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": true,
          "paid_at": 1755096158,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 10,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "gb_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "not_applicable",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment by card - authorization only
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 10,
      "currency": "EUR",
      "capture": false,
      "description": "payment by card",
      "customer": "cus_4e25112ac20e144ad073a614dc46934b",
      "payment_method": {
          "type": "gb_visa_card",
          "fields": {
              "name": "John Doe",
              "number": "4111111111111111",
              "expiration_month": "05",
              "expiration_year": "30",
              "cvv": "111"
          }
      },
      "payment_method_options": {},
      "save_payment_method": true,
      "complete_payment_url": "https://complete.rapyd.net",
      "error_payment_url": "https://error.rapyd.net"
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "ae837c95-db07-4141-a181-762c4f3d68ba"
      },
      "data": {
          "id": "payment_8f7974b9fa8a3518e15ac2719b99bf72",
          "amount": 0,
          "original_amount": 10,
          "is_partial": false,
          "currency_code": "EUR",
          "country_code": "GB",
          "status": "ACT",
          "description": "payment by card",
          "merchant_reference_id": "",
          "customer_token": "cus_4e25112ac20e144ad073a614dc46934b",
          "payment_method": "card_59b2438d5c603dd5bc4374a25421399c",
          "payment_method_data": {
              "id": "card_59b2438d5c603dd5bc4374a25421399c",
              "type": "gb_visa_card",
              "category": "card",
              "metadata": null,
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "30",
              "expiration_month": "05",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "network_reference_id": "123456"
          },
          "auth_code": null,
          "expiration": 1761572536,
          "captured": false,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "https://complete.rapyd.net",
          "error_payment_url": "https://error.rapyd.net",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1760967736,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": false,
          "paid_at": 0,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 10,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "gb_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "pending_capture",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": true,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment by card - CVV required on subsequent payment
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 100,
      "currency": "ISK",    
      "payment_method": "card_b9548d9b53a565b2315fecdc6c87f158",
      "customer": "cus_4e25112ac20e144ad073a614dc46934b",
      "payment_method_options": {
          "cvv": "123"
      },
      "complete_payment_url": "https://complete.rapyd.net",
      "error_payment_url": "https://error.rapyd.net"
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "52887c3e-7820-4d22-988c-bfacb6170b5b"
      },
      "data": {
          "id": "payment_0528e3c662b8e75e32b02aa2c36136ec",
          "amount": 100,
          "original_amount": 100,
          "is_partial": false,
          "currency_code": "ISK",
          "country_code": "GB",
          "status": "CLO",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_4e25112ac20e144ad073a614dc46934b",
          "payment_method": null,
          "payment_method_data": {
              "id": null,
              "type": "gb_visa_card",
              "category": "card",
              "metadata": {},
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "35",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "network_reference_id": "507150",
              "payment_account_reference": "V001W9RBI5BF1FT1D3D8TJNZ7QQW3"
          },
          "auth_code": null,
          "expiration": 1761572661,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "https://complete.rapyd.net",
          "error_payment_url": "https://error.rapyd.net",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1760967861,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": true,
          "paid_at": 1760967862,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 100,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "gb_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "not_applicable",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment by card - merchant advice in response
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 15,
      "currency": "ISK",
      "capture": true,
      "description": "Merchant Advice",
      "payment_method": {
          "type": "gb_mastercard_card",
          "fields": {
              "number": "4111111111111111",
              "expiration_month": "12",
              "expiration_year": "30",
              "cvv": "111",
              "name": "John Doe"
          }
      },
      "payment_method_options": {
          "3d_required": true
      },
      "save_payment_method": false,
      "complete_payment_url": "https://complete.rapyd.net",
      "error_payment_url": "https://error.rapyd.net"
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "8b263aba-c111-4cbf-885c-cbd90ac42503"
      },
      "data": {
          "id": "payment_318dfb3b60912e7706b7643742af5804",
          "amount": 0,
          "original_amount": 15,
          "is_partial": false,
          "currency_code": "ISK",
          "country_code": "GB",
          "status": "ACT",
          "description": "Merchant Advice",
          "merchant_reference_id": "",
          "customer_token": "cus_32befb4da17552376fa6bd6b51bca001",
          "payment_method": null,
          "payment_method_data": {
              "id": null,
              "type": "gb_mastercard_card",
              "category": "card",
              "metadata": null,
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "3d_verification",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "30",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "payment_account_reference": "V001VW8O890ECBPBDQDCX8BUYOH28",
              "network_reference_id": "853100"
          },
          "auth_code": null,
          "expiration": 1761466717,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "https://sandboxcheckout.rapyd.net/3ds-payment?token=payment_318dfb3b60912e7706b7643742af5804",
          "complete_payment_url": "https://complete.rapyd.net",
          "error_payment_url": "https://error.rapyd.net",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1760861917,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": false,
          "paid_at": 0,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                      {
                          "step1": ""
                      }
                  ]
              }
          ],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 15,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {
              "3d_required": true
          },
          "payment_method_type": "gb_mastercard_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "3d_verification",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "authentication_result": {
              "eci": null,
              "result": "R",
              "version": "2.2.0",
              "cardholder_info": null
          },
          "transaction_link_id": null
      }
  }
  ```

- Verify card with ANI - amount set to zero
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 0,
      "currency": "GBP",
      "capture": false,
      "save_payment_method": true,
      "customer": {
          "name": "John",
          "email": "johndoe@rapyd.net"
      },
      "payment_method": {
          "type": "gb_visa_card",
          "full_name": {
              "first_name": "John",
              "middle_name": "Johnson",
              "last_name": "Doe"
          },
          "fields": {
              "number": "4111111111111111",
              "expiration_month": "02",
              "expiration_year": "27",
              "name": "John Doe",
              "cvv": "345"
          }
      }
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "f3097094-df3f-4f19-a19c-d07156ec40de"
      },
      "data": {
          "id": "payment_5a32b5989155ba3b75454edba4f52401",
          "amount": 0,
          "original_amount": 0,
          "is_partial": false,
          "currency_code": "GBP",
          "country_code": "GB",
          "status": "ACT",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_c14579755a7f069a7a8ffa7245aa17cf",
          "payment_method": null,
          "payment_method_data": {
              "id": null,
              "type": "gb_visa_card",
              "category": "card",
              "metadata": null,
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "3d_verification",
              "full_name": {
                  "first_name": "John",
                  "middle_name": "Johnson",
                  "last_name": "Doe"
              },
              "account_name_inquiry": {
                  "account_name_inquiry_result": "not_performed",
                  "account_name_inquiry_details": {
                      "last_name": null,
                      "first_name": null,
                      "middle_name": null
                  }
              },
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "27",
              "expiration_month": "02",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "payment_account_reference": "V00173Z6DA132UM78105DND4YLZMU",
              "network_reference_id": "828761"
          },
          "auth_code": null,
          "expiration": 1761572794,
          "captured": false,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "https://sandboxcheckout.rapyd.net/3ds-payment?token=payment_5a32b5989155ba3b75454edba4f52401",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1760967994,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": false,
          "paid_at": 0,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [],
          "ewallet_id": null,
          "ewallets": [],
          "payment_method_options": {},
          "payment_method_type": "gb_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "3d_verification",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": true,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "authentication_result": {
              "eci": null,
              "result": "R",
              "version": "2.2.0",
              "cardholder_info": null
          },
          "transaction_link_id": null
      }
  }
  ```

- Cancelable payment
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 101,
      "currency": "PHP",
      "description": "Cancelable payment",
      "customer": "cus_4e25112ac20e144ad073a614dc46934b",
      "payment_method": {
          "type": "ph_general_fsm_ewallet",
          "fields": {}
      }
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "1bd54073-4207-428e-971f-108230838372"
      },
      "data": {
          "id": "payment_4fb5a4f6c82eb1c5dea943ab9b450f5d",
          "amount": 0,
          "original_amount": 101,
          "is_partial": false,
          "currency_code": "PHP",
          "country_code": "PH",
          "status": "ACT",
          "description": "Cancelable payment",
          "merchant_reference_id": "",
          "customer_token": "cus_4e25112ac20e144ad073a614dc46934b",
          "payment_method": "other_320dcc4bb4b962f442f602f4a7a2afec",
          "payment_method_data": {
              "id": "other_320dcc4bb4b962f442f602f4a7a2afec",
              "type": "ph_general_fsm_ewallet",
              "category": "ewallet",
              "metadata": {},
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "bic_swift": "",
              "account_last4": ""
          },
          "auth_code": null,
          "expiration": 1762178312,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "https://sandboxcheckout.rapyd.net/complete-bank-payment?token=payment_4fb5a4f6c82eb1c5dea943ab9b450f5d",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1760968712,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": false,
          "paid_at": 0,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 101,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "ph_general_fsm_ewallet",
          "payment_method_type_category": "ewallet",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "pending_confirmation",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment by cash
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 100,
      "currency": "MXN",
      "customer": "cus_4e25112ac20e144ad073a614dc46934b",
      "description": "Payment by cash",
      "payment_method": {
          "type": "mx_spei_bank"
      }
  }'
  ```
- ```
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "8c01bd8d-8cc2-40cd-9b7d-50151b53bb6f"
      },
      "data": {
          "id": "payment_8f76c41fa45b3016b46f714b27ef47fe",
          "amount": 0,
          "original_amount": 100,
          "is_partial": false,
          "currency_code": "MXN",
          "country_code": "MX",
          "status": "ACT",
          "description": "Payment by cash",
          "merchant_reference_id": "",
          "customer_token": "cus_4e25112ac20e144ad073a614dc46934b",
          "payment_method": "other_2f64289cbce38467f45720f146302860",
          "payment_method_data": {
              "id": "other_2f64289cbce38467f45720f146302860",
              "type": "mx_spei_bank",
              "category": "bank_transfer",
              "metadata": {},
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "bic_swift": "",
              "account_last4": ""
          },
          "auth_code": null,
          "expiration": 1762178900,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1760969300,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": false,
          "paid_at": 0,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {
              "payCode": "459270824744130595"
          },
          "textual_codes": {},
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                      {
                          "step1": "Direct the end-user to make payment to the CLABE provided."
                      }
                  ]
              }
          ],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 100,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "mx_spei_bank",
          "payment_method_type_category": "bank_transfer",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "pending_confirmation",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment by bank transfer
- ```curl
  curl -X post https://sandboxapi.rapyd.net/v1/payments
  -H 'access_key: your-access-key-here'
  -H 'Content-Type: application/json'
  -H 'idempotency: your-idempotency-parameter-here'
  -H 'salt: your-random-string-here'
  -H 'signature: your-calculated-signature-here'
  -H 'timestamp: your-unix-timestamp-here'
  -d '{
      "amount": 100,
      "currency": "MXN",
      "description": "Payment by bank transfer",
      "payment_method": {
          "type": "mx_spei_bank"
      }
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "fd8f3b20-c5e8-42bf-82a5-74df4445d2f1"
      },
      "data": {
          "id": "payment_6db1a89314cdd7ff8665070a6755534a",
          "amount": 0,
          "original_amount": 100,
          "is_partial": false,
          "currency_code": "MXN",
          "country_code": "MX",
          "status": "ACT",
          "description": "Payment by bank transfer",
          "merchant_reference_id": "",
          "customer_token": "cus_4e25112ac20e144ad073a614dc46934b",
          "payment_method": "other_3b39d0b9d3018b52377270f0e6f82826",
          "payment_method_data": {
              "id": "other_3b39d0b9d3018b52377270f0e6f82826",
              "type": "mx_spei_bank",
              "category": "bank_transfer",
              "metadata": {},
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "bic_swift": "",
              "account_last4": ""
          },
          "auth_code": null,
          "expiration": 1762179734,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1760970134,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": false,
          "paid_at": 0,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {
              "payCode": "326743511987408013"
          },
          "textual_codes": {},
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                      {
                          "step1": "Direct the end-user to make payment to the CLABE provided."
                      }
                  ]
              }
          ],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 100,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "mx_spei_bank",
          "payment_method_type_category": "bank_transfer",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "pending_confirmation",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment by bank redirect
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 1100,
      "currency": "COP",
      "description": "Payment by bank redirect",
      "payment_method": {
          "type": "co_bancodebogota_bank",
          "fields": {}
      }
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "d664359e-2274-452a-b442-7988721e368b"
      },
      "data": {
          "id": "payment_9b640b3c77fd9043be758fd05c9d5306",
          "amount": 0,
          "original_amount": 1100,
          "is_partial": false,
          "currency_code": "COP",
          "country_code": "CO",
          "status": "ACT",
          "description": "Payment by bank redirect",
          "merchant_reference_id": "",
          "customer_token": "cus_5c0d74aa77120294c507bc5ae87c7746",
          "payment_method": "other_b868ad9de6e08014cb432b1f706648bc",
          "payment_method_data": {
              "id": "other_b868ad9de6e08014cb432b1f706648bc",
              "type": "co_bancodebogota_bank",
              "category": "bank_redirect",
              "metadata": {},
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "bic_swift": "",
              "account_last4": ""
          },
          "auth_code": null,
          "expiration": 1762180022,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "https://sandboxcheckout.rapyd.net/complete-bank-payment?token=payment_9b640b3c77fd9043be758fd05c9d5306",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1760970422,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": false,
          "paid_at": 0,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                      {
                          "step1": "You will be redirected to a bank payment page to complete the payment"
                      }
                  ]
              }
          ],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 1100,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "co_bancodebogota_bank",
          "payment_method_type_category": "bank_redirect",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "pending_confirmation",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment by local eWallet
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 1000,
      "currency": "BRL",
      "payment_method": {
          "type": "br_pix_ewallet",
          "fields": {
              "address_name": "John Doe",
              "first_name": "John",
              "last_name": "Doe",
              "address_line_1": "123 First Street",
              "address_city": "Anytown",
              "address_zip": "12345",
              "address_state": "Bahia",
              "phone_number": "551234566789",
              "email": "johndoe@rapyd.net",
              "product_name": "Groceries",
              "cpf|cnpj": "12345678901234"
          }
      }
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "0646b767-8628-438e-8476-0f7eacca255c"
      },
      "data": {
          "id": "payment_6396e20c4a3556aa6dfc1bda0021c403",
          "amount": 0,
          "original_amount": 1000,
          "is_partial": false,
          "currency_code": "BRL",
          "country_code": "BR",
          "status": "ACT",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_a71a661a63d2339ce12fe38665c6d8b7",
          "payment_method": "other_73799e35e9496b7dc85374a6d34fecd3",
          "payment_method_data": {
              "id": "other_73799e35e9496b7dc85374a6d34fecd3",
              "type": "br_pix_ewallet",
              "category": "ewallet",
              "metadata": {},
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "bic_swift": "",
              "account_last4": "",
              "email": "johndoe@rapyd.net",
              "cpf|cnpj": "12345678901234",
              "last_name": "Doe",
              "first_name": "John",
              "address_zip": "12345",
              "address_city": "Anytown",
              "address_name": "John Doe",
              "phone_number": "551234566789",
              "product_name": "Groceries",
              "address_state": "Bahia",
              "address_line_1": "123 First Street"
          },
          "auth_code": null,
          "expiration": 1761575923,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1760971123,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": false,
          "paid_at": 0,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {
              "code": "paygw_011aa946a596c3e9d42106cfc4395c4a"
          },
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                      {
                          "step1": "Please scan the QR Code with your PIX supported app."
                      },
                      {
                          "step2": "Alternatively, copy the PIX code and upload it using your PIX supported app."
                      },
                      {
                          "step3": "The QR code is single-use only. Once payment is successful, the QR code is expired"
                      }
                  ]
              }
          ],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 1000,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "br_pix_ewallet",
          "payment_method_type_category": "ewallet",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "pending_confirmation",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment split by amount
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 2500,
      "currency": "COP",
      "customer": "cus_4e25112ac20e144ad073a614dc46934b",
      "payment_method": {
          "type": "co_debit_visa_card",
          "fields": {
              "number": "4111111111111111",
              "expiration_month": "12",
              "expiration_year": "30",
              "cvv": "123"
          }
      },
      "description": "Split payment to 2 wallets",
      "capture": true,
      "ewallets": [
          {
              "ewallet": "ewallet_c67c44ec60d5c2e62480aa7c76b3f8b4",
              "amount": 2000
          }, 
          {
              "ewallet": "ewallet_3cd928611934717f283df049a2c7c17e",
              "amount": 500
          }
      ]
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "af17c55d-6ff0-4463-9d3b-85915bfbbb8b"
      },
      "data": {
          "id": "payment_644730370884e6449603317e862b7bb4",
          "amount": 0,
          "original_amount": 2500,
          "is_partial": false,
          "currency_code": "COP",
          "country_code": "co",
          "status": "ACT",
          "description": "Split payment to 2 wallets",
          "merchant_reference_id": "",
          "customer_token": "cus_4e25112ac20e144ad073a614dc46934b",
          "payment_method": null,
          "payment_method_data": {
              "id": null,
              "type": "co_debit_visa_card",
              "category": "card",
              "metadata": null,
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "3d_verification",
              "name": null,
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "30",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "payment_account_reference": "V001ZE59ZSD31COAQDNZM630MFFPK",
              "network_reference_id": "135002"
          },
          "auth_code": null,
          "expiration": 1761577084,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "https://sandboxcheckout.rapyd.net/3ds-payment?token=payment_644730370884e6449603317e862b7bb4",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1760972284,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": false,
          "paid_at": 0,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [],
          "ewallet_id": null,
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c67c44ec60d5c2e62480aa7c76b3f8b4",
                  "amount": 2000,
                  "percent": 80,
                  "refunded_amount": 0
              },
              {
                  "ewallet_id": "ewallet_3cd928611934717f283df049a2c7c17e",
                  "amount": 500,
                  "percent": 20,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "co_debit_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "3d_verification",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "authentication_result": {
              "eci": null,
              "result": "R",
              "version": "2.2.0",
              "cardholder_info": null
          },
          "transaction_link_id": null
      }
  }
  ```

- Payment split by percentage
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 1000,
      "currency": "COP",
      "payment_method": {
          "type": "co_debit_visa_card",
          "fields": {
              "number": "4111111111111111",
              "expiration_month": "12",
              "expiration_year": "30",
              "cvv": "123",
              "name": "John Doe"
          }
      },
      "description": "Split payment example",
      "ewallets": [
          {
              "ewallet": "ewallet_c67c44ec60d5c2e62480aa7c76b3f8b4",
              "percentage": 12.05
          },
          {
              "ewallet": "ewallet_3801e782955b29955445586a2405a5db",
              "percentage": 25
          },
          {
              "ewallet": "ewallet_3cd928611934717f283df049a2c7c17e",
              "percentage": null
          }
      ]
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "c04949b0-2500-41c9-960f-0ab6ece341cd"
      },
      "data": {
          "id": "payment_f2a09ce82a27f6f13b7e86415922a302",
          "amount": 1000,
          "original_amount": 1000,
          "is_partial": false,
          "currency_code": "COP",
          "country_code": "co",
          "status": "CLO",
          "description": "Split payment by amount",
          "merchant_reference_id": "",
          "customer_token": "cus_e6e8c34d8d3949e5438483fa55b5f0d1",
          "payment_method": null,
          "payment_method_data": {
              "id": null,
              "type": "co_debit_visa_card",
              "category": "card",
              "metadata": null,
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "30",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "network_reference_id": "123456",
              "payment_account_reference": "V001F5VE0G8TJ4JVPE96K78KOXADM"
          },
          "auth_code": null,
          "expiration": 1761577367,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1760972567,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": true,
          "paid_at": 1760972567,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [],
          "ewallet_id": null,
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c67c44ec60d5c2e62480aa7c76b3f8b4",
                  "amount": 120.5,
                  "percent": 12.05,
                  "refunded_amount": 0
              },
              {
                  "ewallet_id": "ewallet_3cd928611934717f283df049a2c7c17e",
                  "amount": 629.5,
                  "percent": 62.95,
                  "refunded_amount": 0
              },
              {
                  "ewallet_id": "ewallet_3801e782955b29955445586a2405a5db",
                  "amount": 250,
                  "percent": 25,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "co_debit_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "not_applicable",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment with payment method options
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 1000,
      "currency": "COP",
      "payment_method": {
          "type": "co_debit_visa_card",
          "fields": {
              "number": "4111111111111111",
              "expiration_month": "12",
              "expiration_year": "30",
              "cvv": "123",
              "name": "John Doe"
          }
      },
      "customer": "cus_4e25112ac20e144ad073a614dc46934b",
      "payment_method_options": {
          "3d_required": true
      }
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "fe5e22d6-a554-4665-8732-ed7f5e14b1b9"
      },
      "data": {
          "id": "payment_447d1b745274a6794d44f311cf9321b7",
          "amount": 0,
          "original_amount": 1000,
          "is_partial": false,
          "currency_code": "COP",
          "country_code": "co",
          "status": "ACT",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_4e25112ac20e144ad073a614dc46934b",
          "payment_method": null,
          "payment_method_data": {
              "id": null,
              "type": "co_debit_visa_card",
              "category": "card",
              "metadata": null,
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "3d_verification",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "30",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "payment_account_reference": "V001L3XSHUPFUJL6RIKU2CBS6XKVL",
              "network_reference_id": "560217"
          },
          "auth_code": null,
          "expiration": 1761637504,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "https://sandboxcheckout.rapyd.net/3ds-payment?token=payment_447d1b745274a6794d44f311cf9321b7",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1761032704,
          "metadata": {
              "merchant_defined": "created"
          },
          "failure_code": "",
          "failure_message": "",
          "paid": false,
          "paid_at": 0,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 1000,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {
              "3d_required": true
          },
          "payment_method_type": "co_debit_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "3d_verification",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "authentication_result": {
              "eci": null,
              "result": "R",
              "version": "2.2.0",
              "cardholder_info": null
          },
          "transaction_link_id": null
      }
  }
  ```

- Create payment with escrow
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 45.00,
      "currency": "EUR",
      "customer": "cus_4e25112ac20e144ad073a614dc46934b",
      "error_payment_url": "https://error.rapyd.net",
      "complete_payment_url": "https://complete.rapyd.net",
      "escrow": true
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "803daf8e-4c5d-4da0-a011-10c7b8225b50"
      },
      "data": {
          "id": "payment_a7f40f90f6140a9f69459284330ee6f2",
          "amount": 45,
          "original_amount": 45,
          "is_partial": false,
          "currency_code": "EUR",
          "country_code": "GB",
          "status": "CLO",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_4e25112ac20e144ad073a614dc46934b",
          "payment_method": null,
          "payment_method_data": {
              "id": null,
              "type": "gb_visa_card",
              "category": "card",
              "metadata": {},
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "35",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "network_reference_id": "507150",
              "payment_account_reference": "V001YTLVBTQVMTBJSCKQMORGLB9UT"
          },
          "auth_code": null,
          "expiration": 1756899358,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "https://complete.rapyd.net",
          "error_payment_url": "https://error.rapyd.net",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1756294558,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": true,
          "paid_at": 1756294559,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 45,
                  "percent": 100,
                  "released_amount": 0,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "gb_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": {
              "id": "escrow_6c435c866b0377496599225bc780a82a",
              "payment": "payment_a7f40f90f6140a9f69459284330ee6f2",
              "currency": "EUR",
              "amount_on_hold": 45,
              "total_amount_released": 0,
              "status": "on_hold",
              "escrow_release_days": null,
              "created_at": 1756294558,
              "updated_at": 1756294558,
              "last_payment_completion": 1756294559
          },
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "not_applicable",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Group payment - replace payment
- ```curl
  curl -X post https://sandboxapi.rapyd.net/v1/payments
  -H 'access_key: your-access-key-here'
  -H 'Content-Type: application/json'
  -H 'idempotency: your-idempotency-parameter-here'
  -H 'salt: your-random-string-here'
  -H 'signature: your-calculated-signature-here'
  -H 'timestamp: your-unix-timestamp-here'
  -d '{
      "amount": 30,
      "currency": "GBP",
      "group_payment": "gp_07823bc646fab8d16d6d7807a5eabcb3",
      "payment_method": {
          "type": "gb_visa_extended_card"
      }
  }
  '
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "ebcb46df-ab74-4dac-abcd-4f4d876d177e"
      },
      "data": {
          "id": "payment_a01bea383e7f81b41e4651bc12db18e9",
          "amount": 0,
          "original_amount": 30,
          "is_partial": false,
          "currency_code": "EUR",
          "country_code": "de",
          "status": "ACT",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_b41b355084d033d1e2e993ae632472c9",
          "payment_method": "other_4b8d02ce749b38cca5a259a270945c88",
          "expiration": 0,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "https://sandbox-gateway.safetypay.com/Express4/Checkout/index?TokenID=eaee17d8-c052-4cd5-8e11-d3f048af87bf&ChannelID=ONLINE&CountryID=DEU",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "",
          "transaction_id": "",
          "created_at": 1574943107,
          "metadata": {
                "merchant_defined": "true"
              },
          "failure_code": "",
          "failure_message": "",
          "paid": false,
          "paid_at": 0,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                    {
                     "step1": "You will be redirected to a bank payment page to complete the payment"
                    }
                  ]
              }
          ],
          "ewallet_id": null,
          "ewallets": [],
          "payment_method_options": {},
          "payment_method_type": "de_girogate_bank",
          "payment_method_type_category": "bank_redirect",
          "fx_rate": "",
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "gp_0fdd0950660ed4eaeb130fa6d0297851",        
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Funding Wallet with FX - fixed side buy
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here'
  --data-raw '{
      "amount": 400,
      "currency": "EUR",
      "payment_method": {
              "type": "mx_spei_bank"
        },
      "ewallets": [
            {
              "ewallet": "ewallet_3801e782955b29955445586a2405a5db",
              "percentage": 100
          }
      ],
      "customer": "cus_a97ac31867f1e2e9903fc2cb936241a7",
      "expiration": 1762000000,
      "fixed_side": "buy",
      "requested_currency": "MXN"
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "a4470f03-66a5-4e8c-84d1-0ef4dd72e324"
      },
      "data": {
          "id": "payment_d810643e550805289f95f8ba5665099f",
          "amount": 0,
          "original_amount": 8772.2,
          "is_partial": false,
          "currency_code": "MXN",
          "country_code": "MX",
          "status": "ACT",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_a97ac31867f1e2e9903fc2cb936241a7",
          "payment_method": "other_c6bfa3b39104dfefafa051ead7430d73",
          "payment_method_data": {
              "id": "other_c6bfa3b39104dfefafa051ead7430d73",
              "type": "mx_spei_bank",
              "category": "bank_transfer",
              "metadata": {},
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "bic_swift": "",
              "account_last4": ""
          },
          "auth_code": null,
          "expiration": 1762000000,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1761049030,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": false,
          "paid_at": 0,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {
              "payCode": "779373207299697011"
          },
          "textual_codes": {},
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                      {
                          "step1": "Direct the end-user to make payment to the CLABE provided."
                      }
                  ]
              }
          ],
          "ewallet_id": "ewallet_3801e782955b29955445586a2405a5db",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_3801e782955b29955445586a2405a5db",
                  "amount": 400,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "mx_spei_bank",
          "payment_method_type_category": "bank_transfer",
          "fx_rate": 0.0455986132,
          "merchant_requested_currency": "EUR",
          "merchant_requested_amount": 400,
          "fixed_side": "buy",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "pending_confirmation",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Funding wallet with FX - fixed side sell
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 496,
      "currency": "EUR",
      "ewallets": [
            {
              "ewallet": "ewallet_3801e782955b29955445586a2405a5db",
              "percentage": 100
          }
      ],
      "expiration": 1762000000,
      "fixed_side": "sell",
      "payment_method": {
          "type": "de_visa_card",
          "fields": {
              "number": "4111111111111111",
              "expiration_month": "12",
              "expiration_year": "30",
              "cvv": "123",
              "name": "John Doe"
          }
      },
      "requested_currency": "PHP"
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "417ef430-4a50-45ce-8554-133abc961530"
      },
      "data": {
          "id": "payment_8adec4c23b13247b915fbc81e1b8efcc",
          "amount": 496,
          "original_amount": 496,
          "is_partial": false,
          "currency_code": "EUR",
          "country_code": "DE",
          "status": "CLO",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_c90999c059bd38606dcdb26d6489df3c",
          "payment_method": null,
          "payment_method_data": {
              "id": null,
              "type": "de_visa_card",
              "category": "card",
              "metadata": null,
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "30",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "network_reference_id": "123456",
              "payment_account_reference": "V001TA6C8B14G1AOZGW4WTSHGYAW9"
          },
          "auth_code": null,
          "expiration": 1761654767,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1761049967,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": true,
          "paid_at": 1761049967,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                      {
                          "step1": ""
                      }
                  ]
              }
          ],
          "ewallet_id": "ewallet_3801e782955b29955445586a2405a5db",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_3801e782955b29955445586a2405a5db",
                  "amount": 28785.81,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "de_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 58.0359022372,
          "merchant_requested_currency": "PHP",
          "merchant_requested_amount": 28785.81,
          "fixed_side": "sell",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "not_applicable",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment with initiation type set
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 101,
      "currency": "USD",
      "description": "Payment method token",
      "initiation_type": "moto",
      "payment_method": "other_a6482588e94ae3d8d4cb40302af9f6ba",
      "ewallets": [
          {
              "ewallet": "ewallet_1290eef66d0b84ece177a3f5bd8fb0c8",
              "percentage": 100
          }
      ]
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "8c71cba9-7446-4838-a23a-1b7fe325bd7e"
      },
      "data": {
          "id": "payment_daf596331170740554021e4594eb698c",
          "amount": 0,
          "original_amount": 101,
          "is_partial": false,
          "currency_code": "USD",
          "country_code": "CO",
          "status": "ACT",
          "description": "Payment method token",
          "merchant_reference_id": "",
          "customer_token": "cus_a97ac31867f1e2e9903fc2cb936241a7",
          "payment_method": "other_a6482588e94ae3d8d4cb40302af9f6ba",
          "payment_method_data": {
              "id": "other_a6482588e94ae3d8d4cb40302af9f6ba",
              "type": "co_bancocolpatria_bank",
              "category": "bank_redirect",
              "metadata": {},
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "bic_swift": "",
              "account_last4": ""
          },
          "auth_code": null,
          "expiration": 1762259999,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "https://sandboxcheckout.rapyd.net/complete-bank-payment?token=payment_daf596331170740554021e4594eb698c",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1761050399,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": false,
          "paid_at": 0,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                      {
                          "step1": "You will be redirected to a bank payment page to complete the payment"
                      }
                  ]
              }
          ],
          "ewallet_id": "ewallet_1290eef66d0b84ece177a3f5bd8fb0c8",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_1290eef66d0b84ece177a3f5bd8fb0c8",
                  "amount": 101,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "co_bancocolpatria_bank",
          "payment_method_type_category": "bank_redirect",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "moto",
          "mid": "",
          "next_action": "pending_confirmation",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Split payment with FX - fixed side buy
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 250,
      "currency": "EUR",
      "payment_method": {
          "type": "fr_visa_card",
          "fields": {
              "name": "John Doe",
              "number": "4111111111111111",
              "expiration_month": "12",
              "expiration_year": "30",
              "cvv": "123"
          }
      },
      "description": "Split payment with FX - fixed side buy",
      "capture": true,
      "ewallets": [{
              "ewallet": "ewallet_c67c44ec60d5c2e62480aa7c76b3f8b4",
              "amount": 200
          }, {
              "ewallet": "ewallet_755b0fd11fd22b33328fff7d30f3ce30",
              "amount": 50
          }
      ],
      "expiration": 1762000000,
      "fixed_side": "buy",
      "requested_currency": "USD"
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "933ea003-66d5-4de9-912b-cadb59794cf7"
      },
      "data": {
          "id": "payment_a0549e7cf6ad209a573d5a7361ce601b",
          "amount": 268.4,
          "original_amount": 268.4,
          "is_partial": false,
          "currency_code": "USD",
          "country_code": "FR",
          "status": "CLO",
          "description": "Split payment with FX - fixed side buy",
          "merchant_reference_id": "",
          "customer_token": "cus_ceb45419d8b22afe8781ed218818c1e1",
          "payment_method": null,
          "payment_method_data": {
              "id": null,
              "type": "fr_visa_card",
              "category": "card",
              "metadata": null,
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "30",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "network_reference_id": "123456",
              "payment_account_reference": "V001YVNRQY67A64R9PAOOFIG1PHSC"
          },
          "auth_code": null,
          "expiration": 1761656884,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1761052084,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": true,
          "paid_at": 1761052084,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                      {
                          "step1": ""
                      }
                  ]
              }
          ],
          "ewallet_id": null,
          "ewallets": [
              {
                  "ewallet_id": "ewallet_755b0fd11fd22b33328fff7d30f3ce30",
                  "amount": 50,
                  "percent": 20,
                  "refunded_amount": 0
              },
              {
                  "ewallet_id": "ewallet_c67c44ec60d5c2e62480aa7c76b3f8b4",
                  "amount": 200,
                  "percent": 80,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "fr_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 0.9314382272,
          "merchant_requested_currency": "EUR",
          "merchant_requested_amount": 250,
          "fixed_side": "buy",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "not_applicable",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Split payment with FX - fixed side sell
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 250,
      "currency": "EUR",
      "payment_method": {
          "type": "fr_visa_card",
          "fields": {
              "name": "John Doe",
              "number": "4111111111111111",
              "expiration_month": "12",
              "expiration_year": "30",
              "cvv": "123"
          }
      },
      "description": "Split payment with FX - fixed side sell",
      "capture": true,
      "ewallets": [{
              "ewallet": "ewallet_c67c44ec60d5c2e62480aa7c76b3f8b4",
              "amount": 200
          }, {
              "ewallet": "ewallet_755b0fd11fd22b33328fff7d30f3ce30",
              "amount": 50
          }
      ],
      "expiration": 1762000000,
      "fixed_side": "sell",
      "requested_currency": "USD"
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "3ce7f3c9-0c67-43a5-8385-5f6f5db4af79"
      },
      "data": {
          "id": "payment_9dcf74d2a4681f5de1bddb2156067d60",
          "amount": 250,
          "original_amount": 250,
          "is_partial": false,
          "currency_code": "EUR",
          "country_code": "FR",
          "status": "CLO",
          "description": "Split payment with FX - fixed side sell",
          "merchant_reference_id": "",
          "customer_token": "cus_29dd99aec2202665b0f0da4bb5a3626c",
          "payment_method": null,
          "payment_method_data": {
              "id": null,
              "type": "fr_visa_card",
              "category": "card",
              "metadata": null,
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "30",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "network_reference_id": "123456",
              "payment_account_reference": "V001BS2EW8PN20ABVRT52157GV2ND"
          },
          "auth_code": null,
          "expiration": 1761657091,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1761052291,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": true,
          "paid_at": 1761052291,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                      {
                          "step1": ""
                      }
                  ]
              }
          ],
          "ewallet_id": null,
          "ewallets": [
              {
                  "ewallet_id": "ewallet_755b0fd11fd22b33328fff7d30f3ce30",
                  "amount": 50.2,
                  "percent": 20,
                  "refunded_amount": 0
              },
              {
                  "ewallet_id": "ewallet_c67c44ec60d5c2e62480aa7c76b3f8b4",
                  "amount": 200.78,
                  "percent": 80,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "fr_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1.0039151914,
          "merchant_requested_currency": "USD",
          "merchant_requested_amount": 250.98,
          "fixed_side": "sell",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "not_applicable",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment with FX - fixed side buy - gross absolute fees
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 100,
      "currency": "USD",
      "requested_currency": "MXN",
      "fixed_side": "buy",
      "expiration": 1762000000,
      "payment_fees": {
          "transaction_fee": {
              "calc_type": "gross",
              "fee_type": "absolute",
              "value": 2
          },
          "fx_fee": {
              "calc_type": "gross",
              "fee_type": "percentage",
              "value": 2.5
          }
      },
      "customer": "cus_a97ac31867f1e2e9903fc2cb936241a7",
      "payment_method": {
          "type": "mx_spei_bank"
      }
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "f1c553d7-04f1-48ce-9a4e-df239733ff87"
      },
      "data": {
          "id": "payment_ae1e1ef5719bd4d0ca71d72cbc7db176",
          "amount": 0,
          "original_amount": 2207.45,
          "is_partial": false,
          "currency_code": "MXN",
          "country_code": "MX",
          "status": "ACT",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_a97ac31867f1e2e9903fc2cb936241a7",
          "payment_method": "other_1755d26eb3489268fa0645318ebca583",
          "payment_method_data": {
              "id": "other_1755d26eb3489268fa0645318ebca583",
              "type": "mx_spei_bank",
              "category": "bank_transfer",
              "metadata": {},
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "bic_swift": "",
              "account_last4": ""
          },
          "auth_code": null,
          "expiration": 1762000000,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1761052557,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": false,
          "paid_at": 0,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {
              "payCode": "040469329057821981"
          },
          "textual_codes": {},
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                      {
                          "step1": "Direct the end-user to make payment to the CLABE provided."
                      }
                  ]
              }
          ],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 104.5,
                  "percent": 104.5,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "mx_spei_bank",
          "payment_method_type_category": "bank_transfer",
          "fx_rate": 0.0473397546,
          "merchant_requested_currency": "USD",
          "merchant_requested_amount": 104.5,
          "fixed_side": "buy",
          "payment_fees": {
              "transaction_fee": {
                  "calc_type": "gross",
                  "value": 2,
                  "fee_type": "absolute"
              },
              "fx_fee": {
                  "calc_type": "gross",
                  "value": 2.5
              },
              "gross_fees": 4.5,
              "net_fees": 0,
              "total_merchant_fees": 0.09
          },
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "pending_confirmation",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment with FX - fixed side buy - net absolute fees
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 100,
      "currency": "USD",
      "requested_currency": "MXN",
      "fixed_side": "buy",
      "expiration": 1762000000,
      "payment_fees": {
          "transaction_fee": {
              "calc_type": "net",
              "fee_type": "absolute",
              "value": 2
          },
          "fx_fee": {
              "calc_type": "net",
              "fee_type": "percentage",
              "value": 2.5
          }
      },
      "customer": "cus_a97ac31867f1e2e9903fc2cb936241a7",
      "payment_method": {
          "type": "mx_spei_bank"
      }
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "c9ff8b8d-a16d-469f-83d5-75098acf6fdc"
      },
      "data": {
          "id": "payment_7edadab53e57316c302ebffeafa85598",
          "amount": 0,
          "original_amount": 2112.39,
          "is_partial": false,
          "currency_code": "MXN",
          "country_code": "MX",
          "status": "ACT",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_a97ac31867f1e2e9903fc2cb936241a7",
          "payment_method": "other_1c397ae612b0ff4a848dbb76f5cd95cc",
          "payment_method_data": {
              "id": "other_1c397ae612b0ff4a848dbb76f5cd95cc",
              "type": "mx_spei_bank",
              "category": "bank_transfer",
              "metadata": {},
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "bic_swift": "",
              "account_last4": ""
          },
          "auth_code": null,
          "expiration": 1762000000,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1761052891,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": false,
          "paid_at": 0,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {
              "payCode": "029244068804912021"
          },
          "textual_codes": {},
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                      {
                          "step1": "Direct the end-user to make payment to the CLABE provided."
                      }
                  ]
              }
          ],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 100,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "mx_spei_bank",
          "payment_method_type_category": "bank_transfer",
          "fx_rate": 0.0473397546,
          "merchant_requested_currency": "USD",
          "merchant_requested_amount": 100,
          "fixed_side": "buy",
          "payment_fees": {
              "transaction_fee": {
                  "calc_type": "net",
                  "value": 2,
                  "fee_type": "absolute"
              },
              "fx_fee": {
                  "calc_type": "net",
                  "value": 2.5
              },
              "gross_fees": 0,
              "net_fees": 4.5,
              "total_merchant_fees": 0.09
          },
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "pending_confirmation",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment with FX - fixed side sell - gross absolute fees
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": "100",
      "currency": "MXN",
      "requested_currency": "USD",
      "fixed_side": "sell",
      "expiration": 1762000000,
      "payment_fees": {
          "transaction_fee": {
              "calc_type": "gross",
              "fee_type": "absolute",
              "value": 2
          },
          "fx_fee": {
              "calc_type": "gross",
              "fee_type": "percentage",
              "value": 2.5
          }
      },
      "customer": "cus_a97ac31867f1e2e9903fc2cb936241a7",
      "payment_method": {
          "type": "mx_spei_bank"
      }
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "1607277e-e451-43a4-8299-3a3279b5eff6"
      },
      "data": {
          "id": "payment_73544bd6294b3f1315737ef12a0bde2d",
          "amount": 0,
          "original_amount": 104.5,
          "is_partial": false,
          "currency_code": "MXN",
          "country_code": "MX",
          "status": "ACT",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_a97ac31867f1e2e9903fc2cb936241a7",
          "payment_method": "other_dd91ebada37988afdbda2eb6f9de603e",
          "payment_method_data": {
              "id": "other_dd91ebada37988afdbda2eb6f9de603e",
              "type": "mx_spei_bank",
              "category": "bank_transfer",
              "metadata": {},
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "bic_swift": "",
              "account_last4": ""
          },
          "auth_code": null,
          "expiration": 1762000000,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1761053384,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": false,
          "paid_at": 0,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {
              "payCode": "895111816145989086"
          },
          "textual_codes": {},
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                      {
                          "step1": "Direct the end-user to make payment to the CLABE provided."
                      }
                  ]
              }
          ],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 4.94,
                  "percent": 104.44,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "mx_spei_bank",
          "payment_method_type_category": "bank_transfer",
          "fx_rate": 0.0473397546,
          "merchant_requested_currency": "USD",
          "merchant_requested_amount": 4.94,
          "fixed_side": "sell",
          "payment_fees": {
              "transaction_fee": {
                  "calc_type": "gross",
                  "value": 2,
                  "fee_type": "absolute"
              },
              "fx_fee": {
                  "calc_type": "gross",
                  "value": 2.5
              },
              "gross_fees": 4.5,
              "net_fees": 0,
              "total_merchant_fees": 0.09
          },
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "pending_confirmation",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment with FX - fixed side sell - net absolute fees
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": "100",
      "currency": "MXN",
      "requested_currency": "USD",
      "fixed_side": "sell",
      "expiration": 1762000000,
      "payment_fees": {
          "transaction_fee": {
              "calc_type": "gross",
              "fee_type": "absolute",
              "value": 2
          },
          "fx_fee": {
              "calc_type": "gross",
              "fee_type": "percentage",
              "value": 2.5
          }
      },
      "customer": "cus_a97ac31867f1e2e9903fc2cb936241a7",
      "payment_method": {
          "type": "mx_spei_bank"
      }
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "bc164c67-f9b7-49a1-98da-26c13b6d8224"
      },
      "data": {
          "id": "payment_1d7b227d12543cdbcb97d0242e238e09",
          "amount": 0,
          "original_amount": 104.5,
          "is_partial": false,
          "currency_code": "MXN",
          "country_code": "MX",
          "status": "ACT",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_a97ac31867f1e2e9903fc2cb936241a7",
          "payment_method": "other_6a9cc93cf425a1968889d0b39821edf5",
          "payment_method_data": {
              "id": "other_6a9cc93cf425a1968889d0b39821edf5",
              "type": "mx_spei_bank",
              "category": "bank_transfer",
              "metadata": {},
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "bic_swift": "",
              "account_last4": ""
          },
          "auth_code": null,
          "expiration": 1762000000,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1761053480,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": false,
          "paid_at": 0,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {
              "payCode": "968250608203435469"
          },
          "textual_codes": {},
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                      {
                          "step1": "Direct the end-user to make payment to the CLABE provided."
                      }
                  ]
              }
          ],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 4.94,
                  "percent": 104.44,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "mx_spei_bank",
          "payment_method_type_category": "bank_transfer",
          "fx_rate": 0.0473397546,
          "merchant_requested_currency": "USD",
          "merchant_requested_amount": 4.94,
          "fixed_side": "sell",
          "payment_fees": {
              "transaction_fee": {
                  "calc_type": "gross",
                  "value": 2,
                  "fee_type": "absolute"
              },
              "fx_fee": {
                  "calc_type": "gross",
                  "value": 2.5
              },
              "gross_fees": 4.5,
              "net_fees": 0,
              "total_merchant_fees": 0.09
          },
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "pending_confirmation",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment by card - 3DS required
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": "99",
      "currency": "EUR",
      "complete_payment_url": "https://www.rapyd.net/complete",
      "error_payment_url": "https://www.rapyd.net/error",
      "payment_method_options": {
          "3d_required": true
      },
      "payment_method": {
          "type": "cy_visa_card",
          "fields": {
              "name": "John Doe",
              "number": "4111111111111111",
              "expiration_month": "12",
              "expiration_year": "30",
              "cvv": "123"
          }
      },
      "client_details": {
          "time_zone_offset": 300,
          "language": "en-US",
          "java_enabled": true,
          "java_script_enabled": true,
          "screen_color_depth": 16,
          "screen_height": 768,
          "screen_width": 1024,
          "accept_header": "text/html",
          "ip_address": "162.162.162.162"
      },
      "address": {
          "name": "John Doe",
          "line_1": "123 First Street",
          "line_2": "",
          "city": "Anytown",
          "state": "",
          "country": "CY",
          "zip": "123456",
          "phone_number": "+35791234567"
      },
      "receipt_email": "johndoe@rapyd.net"
  }
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "a0480b25-feb1-48a0-95d7-4a7cc630cfd1"
      },
      "data": {
          "id": "payment_83d441788b7adb06e4db0d74148d09e3",
          "amount": 0,
          "original_amount": 99,
          "is_partial": false,
          "currency_code": "EUR",
          "country_code": "CY",
          "status": "ACT",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_467da59ccce52ff656a7f45387d686fa",
          "payment_method": null,
          "payment_method_data": {
              "id": null,
              "type": "cy_visa_card",
              "category": "card",
              "metadata": null,
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "3d_verification",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "30",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "payment_account_reference": "V001PRHJOXPLXPZLBJ2ADSE1FIYB8",
              "network_reference_id": "834760"
          },
          "auth_code": null,
          "expiration": 1761658521,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "johndoe@rapyd.net",
          "redirect_url": "https://sandboxcheckout.rapyd.net/3ds-payment?token=payment_83d441788b7adb06e4db0d74148d09e3",
          "complete_payment_url": "https://www.rapyd.net/complete",
          "error_payment_url": "https://www.rapyd.net/error",
          "receipt_number": "",
          "flow_type": "",
          "address": {
              "id": "address_f1924284df40ccc8cb8b27b72958296b",
              "name": "John Doe",
              "line_1": "123 First Street",
              "line_2": "",
              "line_3": "",
              "city": "Anytown",
              "state": "",
              "country": "CY",
              "zip": "123456",
              "phone_number": "+35791234567",
              "metadata": {},
              "canton": "",
              "district": "",
              "created_at": 1761053721
          },
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1761053721,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": false,
          "paid_at": 0,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                      {
                          "step1": ""
                      }
                  ]
              }
          ],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 99,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {
              "3d_required": true
          },
          "payment_method_type": "cy_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "3d_verification",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "authentication_result": {
              "eci": null,
              "result": "R",
              "version": "2.2.0",
              "cardholder_info": null
          },
          "transaction_link_id": null
      }
  }
  ```

- Client Details for 3DS
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 12.73,
      "currency": "EUR",
      "payment_method": {
          "type": "cy_visa_card",
          "fields": {
              "number": "4111111111111111",
              "expiration_month": "12",
              "expiration_year": "30",
              "cvv": "345",
              "name": "John Doe"
          }
      },
      "client_details": {
          "time_zone_offset": 300,
          "language": "en-US",
          "java_enabled": true,
          "java_script_enabled": true,
          "screen_color_depth": 16,
          "screen_height": 768,
          "screen_width": 1024,
          "accept_header": "text/html",
          "ip_address": "162.162.162.162"
      }
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "608e33bd-d54e-43c8-b431-7bd9aa546ddc"
      },
      "data": {
          "id": "payment_1628e1b78b216fc9189764f69a395726",
          "amount": 12.73,
          "original_amount": 12.73,
          "is_partial": false,
          "currency_code": "EUR",
          "country_code": "CY",
          "status": "CLO",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_a46f6c6b7af7adae3363ae94b666b771",
          "payment_method": null,
          "payment_method_data": {
              "id": null,
              "type": "cy_visa_card",
              "category": "card",
              "metadata": null,
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "30",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "network_reference_id": "123456",
              "payment_account_reference": "V0013W70Z9L062WDT58XEXZCBTZHW"
          },
          "auth_code": null,
          "expiration": 1761658743,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1761053943,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": true,
          "paid_at": 1761053943,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                      {
                          "step1": ""
                      }
                  ]
              }
          ],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 12.73,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "cy_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "not_applicable",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment - Customer Object
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 3600,
      "currency": "COP",
      "customer": {
          "name": "John Doe"
      },
      "payment_method": {
          "type": "co_bancodebogota_bank"
      }
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "6bdbbf8b-5f47-4168-8c66-91b26ec09ceb"
      },
      "data": {
          "id": "payment_cb4a7902384f510151e849d5b623ba61",
          "amount": 0,
          "original_amount": 3600,
          "is_partial": false,
          "currency_code": "COP",
          "country_code": "CO",
          "status": "ACT",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_afa4554c96f5d3ce687f3f84c2f37718",
          "payment_method": "other_e95f9a3a04dce5077e722587a1c80542",
          "payment_method_data": {
              "id": "other_e95f9a3a04dce5077e722587a1c80542",
              "type": "co_bancodebogota_bank",
              "category": "bank_redirect",
              "metadata": {},
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "bic_swift": "",
              "account_last4": ""
          },
          "auth_code": null,
          "expiration": 1762264402,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "https://sandboxcheckout.rapyd.net/complete-bank-payment?token=payment_cb4a7902384f510151e849d5b623ba61",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1761054802,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": false,
          "paid_at": 0,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                      {
                          "step1": "You will be redirected to a bank payment page to complete the payment"
                      }
                  ]
              }
          ],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 3600,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "co_bancodebogota_bank",
          "payment_method_type_category": "bank_redirect",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "pending_confirmation",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment with network reference ID
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 11.0,
      "currency": "GBP",
      "payment_method": {
          "type": "at_visa_card",
          "fields": {
              "number": "4111111111111111",
              "expiration_month": "12",
              "expiration_year": "30",
              "network_reference_id": "123456",
              "name": "John Doe"
          }
      }
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "e3fd7ef2-b261-4f86-81ed-2bdfd757a742"
      },
      "data": {
          "id": "payment_0a19192b030370a2448a73549e2b2ca6",
          "amount": 11,
          "original_amount": 11,
          "is_partial": false,
          "currency_code": "GBP",
          "country_code": "IS",
          "status": "CLO",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_8e0d367aff7e0483bcae4889ce01065f",
          "payment_method": null,
          "payment_method_data": {
              "id": null,
              "type": "is_visa_card",
              "category": "card",
              "metadata": null,
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "29",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "network_reference_id": "932187",
              "payment_account_reference": "V001WAPFR2O80RICE9CEM7YIUY4KD"
          },
          "auth_code": null,
          "expiration": 1761660027,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1761055227,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": true,
          "paid_at": 1761055227,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                      {
                          "step1": ""
                      }
                  ]
              }
          ],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 11,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "is_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "not_applicable",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment with TAVV
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 250,
      "currency": "USD",
      "capture": true,
      "save_payment_method": true,
      "payment_method": {
          "type": "it_visa_card",
          "fields": {
              "name": "John Doe",
              "number": "4111111111111111",
              "expiration_month": "12",
              "expiration_year": "30",
              "cvv": "123",
              "number_type": "TPAN"
          }
      },
      "payment_method_options": {
          "tavv": "ACSczA=="
      }
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "595af87a-26ac-48fc-aa66-155848f8d2a4"
      },
      "data": {
          "id": "payment_a980c78af251c39f05057527c75e9899",
          "amount": 250,
          "original_amount": 250,
          "is_partial": false,
          "currency_code": "USD",
          "country_code": "it",
          "status": "CLO",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_62d21d58a8c2ae38c3d6400ac8ba60c0",
          "payment_method": "card_34cbcefb733fde0403100a7070941120",
          "payment_method_data": {
              "id": "card_34cbcefb733fde0403100a7070941120",
              "type": "it_visa_card",
              "category": "card",
              "metadata": null,
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "number_type": "TPAN",
              "expiration_year": "30",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "network_reference_id": "123456",
              "payment_account_reference": "V001AL5T39H4Q29PK36VWFEP20VCA"
          },
          "auth_code": null,
          "expiration": 1761660101,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1761055301,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": true,
          "paid_at": 1761055301,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": {},
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 250,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "it_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "not_applicable",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": true,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment with External 3DS Provider
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 10,
      "currency": "EUR",
      "capture": false,
      "description": "payment by card",
      "customer": "cus_4e25112ac20e144ad073a614dc46934b",
      "payment_method": {
          "type": "is_visa_card",
          "fields": {
              "name": "John Doe",
              "number": "4111111111111111",
              "expiration_month": "12",
              "expiration_year": "30",
              "cvv": "123"
          }
      },
      "payment_method_options": {
          "3d_version": "2.2.0",
          "cavv": "BwABBYcyOCdlg0QChDI4EHUURgE",
          "eci": "05",       
          "ds_trans_id": "1b20b229-8676-5812-8000-000000617fbb"
      },
      "save_payment_method": true,
      "complete_payment_url": "https://complete.rapyd.net",
      "error_payment_url": "https://error.rapyd.net"
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "bbed4648-dc2a-4a2e-9f9a-b4259f335c32"
      },
      "data": {
          "id": "payment_e4c1c2f8c245386faf23b509180dfdc1",
          "amount": 0,
          "original_amount": 10,
          "is_partial": false,
          "currency_code": "EUR",
          "country_code": "IS",
          "status": "ACT",
          "description": "payment by card",
          "merchant_reference_id": "",
          "customer_token": "cus_4e25112ac20e144ad073a614dc46934b",
          "payment_method": "card_0ef78a1d5cbd4d84133c8d94b2d34a4f",
          "payment_method_data": {
              "id": "card_0ef78a1d5cbd4d84133c8d94b2d34a4f",
              "type": "is_visa_card",
              "category": "card",
              "metadata": null,
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "30",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "network_reference_id": "123456"
          },
          "auth_code": null,
          "expiration": 1761660188,
          "captured": false,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "https://complete.rapyd.net",
          "error_payment_url": "https://error.rapyd.net",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1761055388,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": false,
          "paid_at": 0,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                      {
                          "step1": ""
                      }
                  ]
              }
          ],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 10,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {
              "eci": "05",
              "cavv": "BwABBYcyOCdlg0QChDI4EHUURgE",
              "3d_version": "2.2.0",
              "ds_trans_id": "1b20b229-8676-5812-8000-000000617fbb"
          },
          "payment_method_type": "is_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "pending_capture",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": true,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment with Merchant Wallet
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 10.90,
      "currency": "GBP",
      "capture": true,
      "save_payment_method": true,
      "3d_required": true,
      "payment_method": {
          "type": "gb_visa_card",
          "fields": {
              "number": "4111111111111111",
              "expiration_month": "12",
              "expiration_year": "30",
              "name": "John Doe",
              "cvv": "345"
          }
      },
      "merchant_ewallet": "ewallet_42dbfb7fd7638a95d6ba084ac07dec1e",
      "statement_descriptor": "Merchant Wallet"
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "80634722-c646-4556-aa2d-fc2a583eb8b8"
      },
      "data": {
          "id": "payment_bfdbcf6352e65c6f6c47fc322f278f86",
          "amount": 10.9,
          "original_amount": 10.9,
          "is_partial": false,
          "currency_code": "GBP",
          "country_code": "GB",
          "status": "CLO",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_0edf4fa7420fbebf078fb2ca0a19b74d",
          "payment_method": "card_08c059054537acfc68723eaf363c732d",
          "payment_method_data": {
              "id": "card_08c059054537acfc68723eaf363c732d",
              "type": "gb_visa_card",
              "category": "card",
              "metadata": null,
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "30",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "network_reference_id": "123456",
              "payment_account_reference": "V0014HLLSLCN33YFQQXD7X3NORPEH"
          },
          "auth_code": null,
          "expiration": 1761660374,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "",
          "error_payment_url": "",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Merchant Wallet",
          "transaction_id": "",
          "created_at": 1761055574,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": true,
          "paid_at": 1761055574,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 10.9,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "gb_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "not_applicable",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": true,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment - no_show initiation type
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 50,
      "currency": "GBP",
      "capture": true,
      "save_payment_method": true,
      "original_payment": "payment_6878e51a572cd5450062028b52957220",
      "initiation_type": "no_show",
      "payment_method": {
          "type": "at_visa_card",
          "fields": {
              "number": "4111111111111111",
              "expiration_month": "12",
              "expiration_year": "25",
              "cvv": "123",
              "name": "John Doe"
          }
      },
      "complete_payment_url": "https://complete.rapyd.net",
      "error_payment_url": "https://error.rapyd.net"
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "a313e62b-ea89-4690-a22b-f04172c79f85"
      },
      "data": {
          "id": "payment_f7d78165bed5ac105ead1499b1633f71",
          "amount": 50,
          "original_amount": 50,
          "is_partial": false,
          "currency_code": "GBP",
          "country_code": "AT",
          "status": "CLO",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_40a77ebd45ff40b83161e60ea602ce66",
          "payment_method": "card_e15fee15b3ff0cc14cfceedc18093281",
          "payment_method_data": {
              "id": "card_e15fee15b3ff0cc14cfceedc18093281",
              "type": "at_visa_card",
              "category": "card",
              "metadata": null,
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "pass",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "GOLD",
                  "issuer": "INTL HDQTRS-CENTER OWNED",
                  "country": "SG",
                  "bin_number": "411111"
              },
              "expiration_year": "25",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_b8eafaeeea548e97ef23914cffa7154a",
              "network_reference_id": "00000******2",
              "payment_account_reference": "V0010013018036782991622965076"
          },
          "auth_code": 823886,
          "expiration": 17623******00,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "https://complete.rapyd.net",
          "error_payment_url": "https://error.rapyd.net",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "merchant-1",
          "transaction_id": "",
          "created_at": 17618******63,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": true,
          "paid_at": 17618******64,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [],
          "ewallet_id": "ewallet_6f288d7c178f545ebb56be8990ff0ff2",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_6f288d7c178f545ebb56be8990ff0ff2",
                  "amount": 50,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": { 
  	    "3d_required": false
  	    },
          "payment_method_type": "at_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "no_show",
          "mid": "mid_1ab3788e7e7e423ea990a48073d8b2b1",
          "next_action": "not_applicable",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": true,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "payment_request_id": null,		
          "transaction_link_id": null,
          "original_payment": "payment_6878e51a572cd5450062028b52957220"
      }
  }
  ```

- Payment - delayed_charges initiation type
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 12.25,
      "currency": "GBP",
      "capture": true,
      "save_payment_method": true,
      "original_payment": "payment_8891929df20b777d09ab0edf92c88402",
      "initiation_type": "delayed_charges",
      "payment_method": "card_7445b04a953cdeaeae0210b9dbc3d13f",
      "complete_payment_url": "https://complete.rapyd.net",
      "error_payment_url": "https://error.rapyd.net"
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "f99e94c0-b2b3-4db3-88e8-35b60fcaefdd"
      },
      "data": {
          "id": "payment_41df5fd5323f054c83178e7aa8bae5a9",
          "amount": 12.25,
          "original_amount": 12.25,
          "is_partial": false,
          "currency_code": "GBP",
          "country_code": "AT",
          "status": "CLO",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_f10dab8e8e8d345a6c90c7047a84a2ec",
          "payment_method": "card_7445b04a953cdeaeae0210b9dbc3d13f",
          "payment_method_data": {
              "id": "card_7445b04a953cdeaeae0210b9dbc3d13f",
              "type": "at_visa_card",
              "category": "card",
              "metadata": null,
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "30",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "network_reference_id": "784001",
              "payment_account_reference": "V0015E7XPRM775VQ7IVV0OBFPMAXD"
          },
          "auth_code": null,
          "expiration": 1774283324,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "https://complete.rapyd.net",
          "error_payment_url": "https://error.rapyd.net",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1773678524,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": true,
          "paid_at": 1773678524,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                      {
                          "step1": ""
                      }
                  ]
              }
          ],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 12.25,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "at_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "delayed_charges",
          "mid": "",
          "next_action": "not_applicable",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": true,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "enhanced_data": null,
          "transaction_link_id": null,
          "original_payment": "payment_8891929df20b777d09ab0edf92c88402"
      }
  }
  ```

- Payment - reauthorization initiation type
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 200,
      "currency": "GBP",
      "capture": false,
      "original_payment": "payment_3b1489828d71ea3d7b23bcf3a3012de9",
      "initiation_type": "reauthorization",
      "payment_method": "card_7445b04a953cdeaeae0210b9dbc3d13f",
      "complete_payment_url": "https://complete.rapyd.net",
      "error_payment_url": "https://error.rapyd.net",
      "expiration": 1774583743
  }'
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "c749f6af-cc73-44bb-874b-0e71984c96c6"
      },
      "data": {
          "id": "payment_c93536aa6781b2f76f5c7fba577f907a",
          "amount": 0,
          "original_amount": 200,
          "is_partial": false,
          "currency_code": "GBP",
          "country_code": "AT",
          "status": "ACT",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_ac1b11f607db7e011bc5dfa5bda0f578",
          "payment_method": null,
          "payment_method_data": {
              "id": null,
              "type": "at_visa_card",
              "category": "card",
              "metadata": null,
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "CLASSIC",
                  "issuer": "CONOTOXIA SP. Z O.O",
                  "country": "PL",
                  "bin_number": "411111"
              },
              "expiration_year": "30",
              "expiration_month": "12",
              "fingerprint_token": "ocfp_e599f990674473ce6283b245e9ad2467",
              "network_reference_id": "117111",
              "payment_account_reference": "V0015E7XPRM775VQ7IVV0OBFPMAXD"
          },
          "auth_code": null,
          "expiration": 1774283841,
          "captured": false,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "https://complete.rapyd.net",
          "error_payment_url": "https://error.rapyd.net",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1773679041,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": false,
          "paid_at": 0,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                      {
                          "step1": ""
                      }
                  ]
              }
          ],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 200,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "at_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "reauthorization",
          "mid": "",
          "next_action": "pending_capture",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "enhanced_data": null,
          "transaction_link_id": null,
          "original_payment": "payment_3b1489828d71ea3d7b23bcf3a3012de9"
      }
  }
  ```

- Payment with Cryptocurrency
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 100,
      "currency": "USD",  
      "payment_method": "at_crypto_ewallet",
      "customer": "cus_4e25112ac20e144ad073a614dc46934b",
      "complete_payment_url": "https://complete.rapyd.net",
      "error_payment_url": "https://error.rapyd.net"
  }'
  ```
- ```json

  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "4f052852-0950-4fa9-9f49-456f60dc0ab0"
      },
      "data": {
          "id": "payment_724f85b89536bee8a605369e152cca30",
          "amount": 0,
          "original_amount": 100,
          "is_partial": false,
          "currency_code": "USD",
          "country_code": "AT",
          "status": "ACT",
          "description": "",
          "merchant_reference_id": "",
          "customer_token": "cus_4e25112ac20e144ad073a614dc46934b",
          "payment_method": "other_9df7ce3e637d161ba3ac5ad9649fe590",
          "payment_method_data": {
              "id": "other_9df7ce3e637d161ba3ac5ad9649fe590",
              "type": "at_crypto_ewallet",
              "category": "ewallet",
              "metadata": {},
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "bic_swift": "",
              "account_last4": ""
          },
          "auth_code": null,
          "expiration": 1761735777,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "https://complete.rapyd.net",
          "error_payment_url": "https://error.rapyd.net",
          "receipt_number": "",
          "flow_type": "",
          "address": null,
          "statement_descriptor": "Doc Team",
          "transaction_id": "",
          "created_at": 1761476577,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": false,
          "paid_at": 0,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {
              "code": "paygw_3cd7b4416b8acbb696b3a31155ffa2d9"
          },
          "instructions": [
              {
                  "name": "instructions",
                  "steps": [
                      {
                          "step1": "Redirect to PalWallet payment page.",
                          "step2": "Scan the QR code or pay via your crypto wallet."
                      }
                  ]
              }
          ],
          "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_c1943cfeda5f98247ab117e5d2648861",
                  "amount": 100,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {},
          "payment_method_type": "at_crypto_ewallet",
          "payment_method_type_category": "ewallet",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "",
          "next_action": "pending_confirmation",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```

- Payment with AVS Check
- ```curl
  curl -X post 'https://sandboxapi.rapyd.net/v1/payments' \
  -H 'access_key: your-access-key-here' \
  -H 'Content-Type: application/json' \
  -H 'idempotency: your-idempotency-parameter-here' \
  -H 'salt: your-random-string-here' \
  -H 'signature: your-calculated-signature-here' \
  -H 'timestamp: your-unix-timestamp-here' \
  --data-raw '{
      "amount": 100,
      "currency": "ISK",
      "capture": true,
      "description": "demo 3",
      "address": {
          "id": "address_8a442c827c0ded084f2bc0437e87bf84",
          "name": "John Doe",
          "line_1": "235 East 23rd street",
          "line_2": "Apt. 34",
          "line_3": "",
          "city": "Anytown",
          "state": "",
          "country": "US",
          "zip": "220",
          "phone_number": "12125559999",
          "metadata": {},
          "canton": "",
          "district": "",
          "created_at": 1764249128
      },
      "payment_method": {
          "type": "is_visa_card",
          "fields": {
              "name": "John Doe",
              "number": "4111111111111111",
              "expiration_month": "05",
              "expiration_year": "27",
              "cvv": "150"
          }
      },
      "payment_method_options": {
          "3d_required": false,
          "avs_required":true
      },
      "complete_payment_url": "https://www.sample123456.com/complete",
      "error_payment_url": "https://www.sample123456.com/error"
  }
  '
  ```
- ```json
  {
      "status": {
          "error_code": "",
          "status": "SUCCESS",
          "message": "",
          "response_code": "",
          "operation_id": "978cabc4-1861-4dc6-b02e-235d7b3e2b71"
      },
      "data": {
          "id": "payment_fdebbfd261988c2aacca39e07658cd17",
          "amount": 100,
          "original_amount": 100,
          "is_partial": false,
          "currency_code": "ISK",
          "country_code": "IS",
          "status": "CLO",
          "description": "demo 3",
          "merchant_reference_id": "",
          "customer_token": "cus_d5518feea54bace063e75f8a9fc932a4",
          "payment_method": null,
          "payment_method_data": {
              "id": null,
              "type": "is_visa_card",
              "category": "card",
              "metadata": null,
              "image": "",
              "webhook_url": "",
              "supporting_documentation": "",
              "next_action": "not_applicable",
              "name": "John Doe",
              "last4": "1111",
              "acs_check": "unchecked",
              "cvv_check": "unchecked",
              "bin_details": {
                  "type": "DEBIT",
                  "brand": "VISA",
                  "level": "GOLD",
                  "issuer": "INTL DEMO ISSUER",
                  "country": "SG",
                  "bin_number": "476134"
              },
              "expiration_year": "27",
              "expiration_month": "05",
              "fingerprint_token": "ocfp_aab17bb668a964e9f80b7c020d11d02a",
              "network_reference_id": "000000744107117",
              "payment_account_reference": "V0010017527965769740181560666",
              "avs_result": "X"
          },
          "auth_code": "942745",
          "expiration": 1765929600,
          "captured": true,
          "refunded": false,
          "refunded_amount": 0,
          "receipt_email": "",
          "redirect_url": "",
          "complete_payment_url": "https://www.sample123456.com/complete",
  		"error_payment_url": "https://www.sample123456.com/error",
          "receipt_number": "",
          "flow_type": "",
          "address": {
              "id": "address_dc83b1d4e8f71dc95a049f18ddc7f9b1",
              "name": "John Doe",
              "line_1": "235 East 23rd street",
              "line_2": "Apt. 34",
              "line_3": "",
              "city": "Anytown",
              "state": "",
              "country": "US",
              "zip": "220",
              "phone_number": "12125559999",
              "metadata": {},
              "canton": "",
              "district": "",
              "created_at": 1765359509
          },
          "statement_descriptor": "",
          "transaction_id": "",
          "created_at": 1765359506,
          "metadata": {},
          "failure_code": "",
          "failure_message": "",
          "paid": true,
          "paid_at": 1765359509,
          "dispute": null,
          "refunds": null,
          "order": null,
          "outcome": null,
          "visual_codes": {},
          "textual_codes": {},
          "instructions": [],
          "ewallet_id": "ewallet_e2150f478c15d97b807b9ed179b798a0",
          "ewallets": [
              {
                  "ewallet_id": "ewallet_e2150f478c15d97b807b9ed179b798a0",
                  "amount": 100,
                  "percent": 100,
                  "refunded_amount": 0
              }
          ],
          "payment_method_options": {
              "3d_required": false,
              "avs_required": true
          },
          "payment_method_type": "is_visa_card",
          "payment_method_type_category": "card",
          "fx_rate": 1,
          "merchant_requested_currency": null,
          "merchant_requested_amount": null,
          "fixed_side": "",
          "payment_fees": null,
          "invoice": "",
          "escrow": null,
          "group_payment": "",
          "cancel_reason": null,
          "initiation_type": "customer_present",
          "mid": "mid_90c4f34534abba7def23328579f01483",
          "next_action": "not_applicable",
          "error_code": "",
          "remitter_information": {},
          "save_payment_method": false,
          "merchant_advice_code": null,
          "merchant_advice_message": null,
          "transaction_link_id": null
      }
  }
  ```