---
title: "Local Cards (Credit/Debit)"
source_url: https://docs.rapyd.net/en/local-cards--credit-debit-.html
lang: en
---

# Local Cards (Credit/Debit)

Redirect a payment and use local credit and debit cards in Korea

### What is Local Cards?

KCP, or Korea Cyber Payment, is a partner that facilitates online payments using local credit and debit cards. This includes payment redirects. KCP is only available in Korea.

### User Experience

When a customer wants to make a payment online, they will select the KCP card payment option, and redirect to the KCP landing page, where they will choose the preferred card and confirm the payment.

1. Select KCP card payment.

   ![643e7f4bcd8cd.png](image/img-143f9975187519f63134202c9a698cf7.png)
2. Redirect to the KCP landing page.
3. Choose the preferred card to complete the payment.

   ![643e7f4e92abf.png](image/img-bac8f83efdabd16d40467fee403144ad.png)
4. Click **Next** to confirm the payment.

   ![643e7f50f31b1.png](image/img-4342cc4e8e9aad54d900fae754c2c229.png)
5. Redirect to the payment confirmation page.

   ![643e7f535738a.png](image/img-9974dd43364ef9735826d0e284153699.png)
6. Receive payment confirmation.

   ![643e7f55eb19d.png](image/img-1441b8e854a221618135ccfdb86bed3c.png)
7. Once payment is confirmed, redirect to the original website.

### Local Cards Details

| Details | Description |
| --- | --- |
| Payment Method Category | Card Redirect |
| Payment Request String | PMT = kr_localcards_redirect_card  PMT Name = Credit or Debit Card Redirect |
| Country | Korea (Republic of) |
| Presentment Currency | KRW |
| Refunds/Reversal | Yes |
| Recurring Payments | Yes |
| Disputes/Chargebacks | Yes |
| Transaction Limits | 999, 999, 999 KRW per transaction (subject to issuer/user limit) |
| Settlement Timeframe | 2-3 days |
| Rapyd Guide | See [Card Payments](https://docs.rapyd.net/en/card-payments.md "Card Payments") |