---
title: "Merchant Advice Codes"
source_url: https://docs.rapyd.net/en/merchant-advice-codes.html
lang: en
---

# Merchant Advice Codes

Additional information, if available, for the merchant about the payment.

Typically informs the merchant whether a declined transaction can be retried. If so, describes when and how to retry.

For successful payments, may describe limits on the reuse of a payment method, such as a single use virtual card or a non-reloadable prepaid card.

Use merchant advice codes in conjunction with card network response codes to determine future actions.

| Code | Reason |
| --- | --- |
| 01 | Do not try again |
| 02 | Try again later |
| 03 | Update account information |
| 04 | Retry using authentication |
| 05 | Suspected fraud, do not try again |
| 06 | Payment cancellation, do not try again |
| 07 | Merchant does not qualify for product code |
| 08 | Retry after 1 hour |
| 09 | Retry after 24 hour |
| 10 | Retry after 2 days |
| 11 | Retry after 4 days |
| 12 | Retry after 6 days |
| 13 | Retry after 8 days |
| 14 | Retry after 10 days |
| 15 | The issuer recognizes the product as a consumer non-reloadable prepaid card |
| 16 | The issuer recognizes the product as a consumer single-use virtual card number |
| 17 | Token requirements not fulfilled for this token type |
| 18 | Negotiated value not approved |