---
title: "OVO"
source_url: https://docs.rapyd.net/en/ovo.html
lang: en
---

# OVO

A popular ewallet used throughout Indonesia.

### What is OVO?

OVO is an ewallet in Indonesia. Customers can download the OVO app on their mobile phone, and add their bank account, debit, or credit card to the ewallet. Purchases can be made with any merchant that accepts the OVO payment method.

Users benefit from OVO by collecting rewards points through purchases made with OVO merchants. The customer can top-up their ewallet through bank transfer, ATM, debit card, or cash-over-the-counter.

### User Experience

When a customer wants to make a payment online, they will select OVO ewallet, select Place Your Order, and be redirected to OVO and authorize the payment.

1. Checkout with OVO ewallet > Select **Place Your Order**.

   Receive a payment request notification.

   ![643e7ef15d4a1.png](image/img-59fb4ff1bf48e3b2ede85f61749bcbd9.png)
2. Redirect to the OVO landing page.
3. Complete the payment by clicking **Pay**.

   ![643e7ef542a88.png](image/img-60a9ffc05aec8acb5d65955ce67ce406.png)
4. Redirect to the payment confirmation page.

   ![643e7ef70edfa.png](image/img-696dd6da25c0593892199deec72d420a.png)
5. Once the payment is confirmed, the page redirects to the Merchant website.

### OVO Details

| Details | Description |
| --- | --- |
| Payment Method Category | ewallet |
| Payment Request String | PMT = id_ovo_ewallet  PMT Name = OVO eWallet |
| Country | Indonesia |
| Presentment Currency | IDR |
| Refunds/Reversal | No |
| Recurring Payments | N/A |
| Disputes/Chargebacks | N/A |
| Transaction Limits | 2,000,000 IDR per transaction  10,000,000 IDR per transaction (registered users)  Maximum holding balance limits apply. |
| Settlement Timeframe | 2-3 days |
| Rapyd Guide | See [eWallets](https://docs.rapyd.net/en/ewallets.md "eWallets") |