---
title: "Pix"
source_url: https://docs.rapyd.net/en/pix.html
lang: en
---

# Pix

A mobile payment method used to transfer bank funds in Brazil.

### What Is Pix?

Pix is an instant payments system that allows real-time transfer and settlement of funds between the bank accounts of participating financial institutions. Checking accounts, savings accounts, and prepaid payments accounts can be used to transfer funds with Pix. The service is free to all retail customers.

Pix benefits the user by utilizing QR (Quick Response) codes to make direct bank transfers to merchants, in addition to person-to-person transfers. Users can initiate a payment with Pix using their mobile phone. Hundreds of participating banks and financial institutions in Brazil have joined Pix.

### User Experience

When a customer wants to make a payment online, they will select the Pix payment method, provide payer details, login into their mobile bank app, receive and scan a QR code, and confirm payment.

1. Select the Pix payment method and be redirected to the landing page.

   ![643e7e279bd8e.png](image/img-1fd77e113eb70e343d1a17c7a277c212.png)
2. Add the payer details

   Receive a QR code to proceed with the payment process

   ![643e7e29bc757.png](image/img-4453afeb7992ad5e51f5ee3b851fa402.png)
3. Log in to your preferred mobile banking app and click on **Pix**

   ![643e7e2c7089b.jpg](image/img-b2d13003da084f2c5154d663567e82d5.jpg)
4. Scan the QR code

   ![643e7e2de5c5a.jpg](image/img-58a8d936f73fc622c69f1d6dfe858cf6.jpg)
5. Or paste the QR code (optional)

   ![643e7e29bc757.png](image/img-4453afeb7992ad5e51f5ee3b851fa402.png)
6. Confirm the payment

   ![643e7e3254577.jpg](image/img-53e513e8c980cd5407221a8afd19d88f.jpg)
7. Redirect to the payment confirmation page

   ![643e7e33b4f85.jpg](image/img-df21384ce5f8336999b3d73a4a6ae210.jpg)

### Pix Details

**Note**: The payment method **br_pix_cb_bank** is used for cross border payments.

| Details | Description |
| --- | --- |
| Payment Method Category | Bank Redirect |
| Payment Request String | PMT = br_pix_cb_bank  PMT Name = PIX CB bank payment  PMT = br_pix_bank  PMT Name = PIX bank payment |
| Country | Brazil |
| Presentment Currency | BRL |
| Refunds/Reversal | No |
| Recurring | No |
| Disputes/Chargebacks | No |
| Transaction Limits | Maximum daily limit: No limit  Maximum nightly limit: Up to 1,000 BRL |
| Settlement Timeframe | Real-time |
| Rapyd Guide | See [Bank Redirect](https://docs.rapyd.net/en/bank-redirect.md "Bank Redirect") |