---
title: "Saving a European Card While Creating a Payment"
source_url: https://docs.rapyd.net/en/saving-a-european-card-while-creating-a-payment.html
lang: en
---

# Saving a European Card While Creating a Payment

Create a payment and store a customer's card payment information in one operation.

A stored card payment method is called a card on file. Sensitive [personal identifying information (PII)](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_pii "Personally Identifying Information") is stored securely, and the client has access only to the card ID. A card on file can be defined for unrelated payments, installment plans, or recurring payments. You can define a card multiple times for different payment types. 3DS authentication is required only when the card is saved on the first payment, not for future payments.

This procedure is relevant to European **card** payment method types.

> **Note:**
>
> You can accomplish the same result using [Add Payment Method to Customer](https://docs.rapyd.net/en/add-payment-method-to-customer.md "Add Payment Method to Customer").

Prerequisites

- Run [Get Payment Method Required Fields](https://docs.rapyd.net/en/get-payment-method-required-fields.md "Get Payment Method Required Fields") for a European card payment method.

### How

Create a payment as described in [Create Payment](https://docs.rapyd.net/en/create-payment.md "Create Payment"), with the following settings:

- `payment_method` - Specify an object that contains all the required fields for a card payment method.
- `payment_method.fields.recurrence_type` - The type of payment. One of the following:

  - **installment** - A defined number of payments.
  - **recurring** - Indefinitely recurring payments.
  - **unscheduled** - Individual unrelated payments.
- `initiation_type` - Set as **customer_present**.
- `save_payment_method` - Set as **true**.

Create Payment request - partial

```json
{
    "payment_method": {
        "type": "gb_visa_card",
        "fields": {
            "recurrence_type": "installment",
            "name": "John Doe",

//         . . .

        }
    },

//         . . .

    "initiation_type": "customer_present",
    "save_payment_method": true,
}
```

Response - partial

```json
    "data": {

//         . . .

        "payment_method": "card_e1571fbb1822d5a3dae219545e33d489",
        "payment_method_data": {

//         . . .

            "recurrence_type": "installment",

//         . . .

        },

//         . . .

    }
```

The response shows:

- `payment_method` - The secure card payment method ID, a string starting with **card_**.  In this example: **card_e1571fbb1822d5a3dae219545e33d489**
- `payment_method_data.recurrence_type` - The recurrence type value. In this example: **installment**

For a full code example, see **Payment by card - save payment method** on [Create Payment](https://docs.rapyd.net/en/create-payment.md "Create Payment").

> **Note:**
>
> If you did not set `3d_required` to **false**, the operation is complete when the customer completes [3DS](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_rds "Three-Domain Secure") authentication.

### Related Information

- [Creating a Payment with a European Card on File](https://docs.rapyd.net/en/creating-a-payment-with-a-european-card-on-file.md "Creating a Payment with a European Card on File")