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SEPA Direct Debit

A bank redirect used throughout Europe.

SEPA is a bank redirect used throughout Europe. The SEPA payment method allows customers to checkout on a merchant website and redirect to log into their bank to authorize a purchase.

When a customer wants to make a payment online, they will select the SEPA Direct Debit payment method, redirect to the bank website, provide the account information, and authorize the payment.

  1. Select SEPA Direct Debit as the payment method.

  2. Once the payment request has been generated, redirect to the landing page.

  3. Provide your IBAN for the bank account that will be used for the payment.

  4. Click Continue.

  5. Enter your mobile number to receive a OTP to authorize the payment.

  6. Enter your OTP.

  7. Click Submit.

  8. Select the desired bank account to use for the payment.

  9. Complete the payment.

  10. Receive payment confirmation.

  11. After the payment has been completed, redirect to the Merchant website.



Payment Method Category

Bank Redirect

Payment Request String

PMT = ad_sepadirectdebit_bank, at_sepadirectdebit_bank, be_sepadirectdebit_bank, bg_sepadirectdebit_bank ch_sepadirectdebit_bank, cy_sepadirectdebit_bank, cz_sepadirectdebit_bank, de_sepadirectdebit_bank, dk_sepadirectdebit_bank, ee_sepadirectdebit_bank, es_sepadirectdebit_bank, fi_sepadirectdebit_bank, fr_sepadirectdebit_bank, gb_sepadirectdebit_bank, gi_sepadirectdebit_bank, gr_sepadirectdebit_bank, hr_sepadirectdebit_bank, hu_sepadirectdebit_bank, ie_sepadirectdebit_bank, is_sepadirectdebit_bank, it_sepadirectdebit_bank, li_sepadirectdebit_bank, lt_sepadirectdebit_bank, lu_sepadirectdebit_bank, lv_sepadirectdebit_bank, mc_sepadirectdebit_bank, mt_sepadirectdebit_bank, nl_sepadirectdebit_bank, pl_sepadirectdebit_bank, pt_sepadirectdebit_bank, ro_sepadirectdebit_bank, se_sepadirectdebit_bank, si_sepadirectdebit_bank, sk_sepadirectdebit_bank, sm_sepadirectdebit_bank, va_sepadirectdebit_bank,

PMT Name = SEPA Direct Debit


Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Holy See (Vatican City), Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom

Presentment Currency




Recurring Payments:




Transaction Limits:

No limit

Settlement Timeframe:

Same day

Rapyd Guide:

Bank Redirect

First Time SEPA Mandate Process Request