---
title: "Two-Step Payment"
source_url: https://docs.rapyd.net/en/two-step-payment.html
lang: en
---

# Two-Step Payment

Create and capture card payments using the Client Portal.

You can create a card payment and capture the funds in two steps using the Virtual Terminal.

For a Two-Step Payment, the card is first authorized and then the funds are captured after the order has been completed.

This procedure requires Owner or Administrator privileges.

### How to Collect a Card Payment

1. Sign in as described in [Accessing the Client Portal](https://docs.rapyd.net/en/accessing-the-client-portal.md "Accessing the Client Portal") and navigate to **Collect** > **Payments**.

   The **Payments** page appears.

   ![64808a31b00fd.png](image/img-bba64195bc627e0300f699bbc3dbf697.png)
2. Select **Virtual Terminal** at the top right.

   The **Virtual Terminal Payment Details** dialogue box appears.

   ![64808a3b46bef.png](image/img-e46c2866408870a15208d59e6180a025.png)
3. Fill in the following required fields:

   - **Country** - The country of the payment.
   - **Payment Method** - The name of the payment method type. For example: us_debit_mastercard_card.
   - **Amount** - The amount of the payment.
   - **Currency** - The currency of the payment.
   - **Required Fields** - Might appear, depending on your payment method.
4. Select the **Two-Step Payment** option.
5. Tap **Next**.

   The **Virtual Terminal Card Details** dialogue box appears.

   ![64808a3d7942a.png](image/img-c46976cc88b8107c6f4e45ff4b9a492b.png)
6. Fill in the following required fields:

   - **Card Holder Name** - The name of the customer that holds the card.
   - **Card Number** - The 16 digit number of the card.
   - **Expiration Month** - The month the card expires.
   - **Expiration Year** - The year the card expires.
   - **CVV** - The 3 digit Card Verification Value for the card.
7. Click **Next**.

   The **Virtual Terminal Additional Details** dialog box appears.

   ![64808a3fe5fb5.png](image/img-0b336c25e110895617979809de73e97a.png)
8. Click **Create Payment**.

   The **Payment Created** dialog box appears.

   ![64808a425fe09.png](image/img-3930c23c6c2e85a364074f03e4c75b34.png)

### How to Capture a Card Payment

1. Click on the generated Payment ID after completing the steps in [How to Collect a Card Payment](https://docs.rapyd.net/en/two-step-payment.md "Two-Step Payment") .

   The Payment Details page for the payment appears.

   ![64808a4475019.png](image/img-0b264048e3a7df18770e9b7a44e201c2.png)
2. Click **Capture Payment** in the upper right corner.

   The Capture Payment dialog box appears.

   ![64808a46d44e3.png](image/img-20532f78125244be9a1a033ebf00e0a9.png)
3. You can capture:

   - Full amount
   - Partial amount
4. Select either the **Full** or **Partial** option.

   **Note**: If the Partial option is selected, enter the partial amount in the dialog box field.
5. Click **Capture Payment**.

   The Payment Captured dialog box appears.

   ![64808a4928e02.png](image/img-3584b1f32868cc52ea9868199090f2d1.png)