---
title: "Wallet Updated Webhook"
source_url: https://docs.rapyd.net/en/wallet-updated-webhook.html
lang: en
---

# Wallet Updated Webhook

The **EWALLET_UPDATED** webhook notifies the client when a wallet is updated.

### Webhook Trigger Mechanism

The webhook follows the logic below:

- Triggered when any of the following fields are updated or cleared:

  - `category`
  - `cnls_partner_query_reference`
  - `ewallet_reference_id`
  - `first_name`
  - `last_name`
  - `metadata`
  - `parent_ewallet`
  - `type`
- Triggered regardless of whether the update is made via the API or the Client Portal.
- Sent only for wallets with an **ACT** (active) status; not sent for **DIS** (disabled) or **CLO** (closed) wallets.
- Not triggered by updates to the following fields: `phone_number`, `email`, `is_lob`, or `status`.
- Not triggered when adding contacts or funds to the wallet.

> **Note:**
>
> The endpoint for webhooks is unique for each client. To set up a webhook endpoint, see [Defining a Webhook Endpoint](https://docs.rapyd.net/en/defining-a-webhook-endpoint.md "Defining a Webhook Endpoint").

### Parameters

### Webhook Header Parameters

- - Content-Type
  - Indicates that the data appears in JSON format. Set to **application/json**.
- - salt
  - Random string.
- - signature
  - Signature calculated for each webhook individually.

    See [Webhook Authentication](https://docs.rapyd.net/en/webhook-authentication.md "Webhook Authentication").
- - timestamp
  - Timestamp for the webhook, in [Unix time](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_unix_time "Unix time") (seconds).

### Webhook Root Parameters

- - created_at
  - Time that the webhook was created, in [Unix time](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_unix_time "Unix time").

    > **Note:**
    >
    > Inside the `data` object, some webhooks have another `created_at` field that refers to a different event.
- - data
  - Contains the actual data of the webhook.

    For details, see below.
- - extended_timestamp
  - Time in milliseconds that the webhook was created, in [Unix time](https://docs.rapyd.net/en/glossary.md#UUID-945d98cf-adae-e1cf-2606-c7fae8b4a7e1_unix_time "Unix time").
- - id
  - ID of the webhook. String starting with **wh_**.
- - status
  - Status of the webhook. One of the following:

    - **NEW**
    - **CLO** - Closed.
    - **ERR** - Error.
    - **RET** - Re-sent.

    > **Note:**
    >
    > Inside the `data` object, some webhooks have another `status` field that refers to a different event.
- - trigger_operation_id
  - ID of the operation that triggered the webhook. UUID.
- - type
  - Name of the webhook type.

    > **Note:**
    >
    > The name in the Client Portal is different.

### Webhook Data Parameters

- - accounts
  - An array of objects with the following fields:

    - - alias
      - Alternate text description of the currency.
    - - balance
      - Available funds in the account.
    - - currency
      - Three-letter ISO 4217 code for the currency used in the `balance` field.
    - - id
      - ID of the account. UUID.
    - - limit
      - Reserved.
    - - limits
      - Reserved.
    - - on_hold_balance
      - Amount in the on-hold balance of the account.
    - - received_balance
      - Amount of escrow funds in the account.
    - - reserve_balance
      - Amount in the reserve balance of the account.
- - category
  - Indicates the type of client wallet. One of the following:

    - **collect**
    - **disburse**
    - **card_authorization**
    - **general**
- - cnls_partner_query_reference
  - Value of the `partner_query_reference` parameter used as the query request ID in the Card Network Lookup Service (CNLS). See [Retrieve Query Results](https://docs.rapyd.net/en/retrieve-query-results.md "Retrieve Query Results"). Relevant to Payment Facilitator (PayFac). Parameter is not displayed when it is not relevant.
- - contacts
  - Contains the following fields:

    - - data
      - An array of 'contact' objects. For details about the fields of the 'contact' object, see [Add Contact to Wallet](https://docs.rapyd.net/en/add-contact-to-wallet.md "Add Contact to Wallet").
    - - has_more
      - Indicates whether there are more contacts than appear in the `data` array.
    - - total_count
      - The total number of contacts in the wallet.
    - - url
      - URL to retrieve all contacts in the wallet. Use HTTP get.
- - email
  - Email address of the wallet owner. Deprecated. The email address belongs to the contact.
- - ewallet_reference_id
  - Wallet ID defined by the customer or end user.
- - first_name
  - First name of the wallet owner.
- - id
  - Unique identifier of the wallet object. String starting with **ewallet_**.
- - last_name
  - Family name of the wallet owner.
- - metadata
  - A JSON object defined by the client. See [Metadata](https://docs.rapyd.net/en/metadata.md "Metadata").
- - parent_ewallet
  - ID of the parent wallet. String starting with **ewallet_**.
- - phone_number
  - Phone number of the wallet owner in E.164 format. Deprecated. The phone number belongs to the contact.
- - status
  - Status of the wallet. One of the following:

    - **ACT** - Enabled and active.
    - **CLO** - Permanently closed.
    - **DIS** - Disabled.
    - **DEL** - Deleted.
- - system_initiated
  - Indicates which organization initiated the change in the wallet's status. One of the following:

    - **true** - Initiated by Rapyd.
    - **false** - Initiated by the client.
- - type
  - Type of wallet. One of the following:

    - **company** - A business wallet.
    - **person** - The wallet of an individual consumer.
    - **client** - A wallet for the Rapyd client. To create additional wallets of this type, contact [Client Support](https://support.rapyd.net).
- - verification_status
  - Result of the verification check. One of the following:

    - **not verified** - The contact has not been submitted for the **Know Your Customer** checks.
    - **KYCd** - The user has passed the **Know Your Customer** checks.

- EWALLET_UPDATED Webhook
- ```json
  {
      "id": "wh_a1b2c3d4e5f67890123456789abcdef01",
      "type": "EWALLET_UPDATED",
      "data": {
          "id": "ewallet_b5320c566cc4aa01fe77440ad08693f7",
          "first_name": "John",
          "last_name": "Doe",
          "email": "john.doe@example12345.com",
          "phone_number": "+555555555555",
          "status": "ACT",
          "accounts": [
              {
                  "id": "ff97f975-5e85-4df0-8f01-9b1b051d3e390",
                  "currency": "EUR",
                  "alias": "EUR",
                  "balance": 10000,
                  "received_balance": 0,
                  "on_hold_balance": 0,
                  "reserve_balance": 0,
                  "limits": null,
                  "limit": null
              },
              {
                  "id": "4a659c50-3f2d-487a-b062-30459e00c4370",
                  "currency": "EUR",
                  "alias": "EUR",
                  "balance": 9798,
                  "received_balance": 0,
                  "on_hold_balance": 0,
                  "reserve_balance": 0,
                  "limits": null,
                  "limit": null
              }
          ],
          "verification_status": "not verified",
          "type": "company",
          "metadata": {
              "merchant_defined": true
          },
          "ewallet_reference_id": "erd-2025-08-10ab",
          "category": null,
          "contacts": {
              "data": [
                  {
                      "id": "cont_18c0d881a3d0d2e9e54d4664c6b0022d",
                      "first_name": "John",
                      "last_name": "Doe",
                      "middle_name": "",
                      "second_last_name": "",
                      "gender": "not_applicable",
                      "marital_status": "not_applicable",
                      "house_type": "",
                      "contact_type": "business",
                      "phone_number": "+14155551234",
                      "email": "john.doe.162417@example12345.com",
                      "identification_type": "",
                      "identification_number": "",
                      "issued_card_data": {
                          "preferred_name": "",
                          "transaction_permissions": "",
                          "role_in_company": ""
                      },
                      "date_of_birth": null,
                      "country": "US",
                      "nationality": null,
                      "address": null,
                      "ewallet": "ewallet_b5320c566cc4aa01fe77440ad08693f7",
                      "created_at": 1753881858,
                      "metadata": {},
                      "business_details": {
                          "id": "busi_aba4330005786f053d25c46168d21fc4",
                          "name": "",
                          "registration_number": "",
                          "entity_type": "null",
                          "industry_category": "null",
                          "industry_sub_category": "null",
                          "address": {
                              "id": "address_3c15646a8e2011f884c92eb416f52a02",
                              "name": "John Doe",
                              "line_1": "789 Main Street",
                              "line_2": "Apt 4E",
                              "line_3": "",
                              "city": "Anytown",
                              "state": "",
                              "country": "US",
                              "zip": "54321",
                              "phone_number": "+14155555555",
                              "metadata": {},
                              "canton": "",
                              "district": "",
                              "created_at": 1755781052
                          },
                          "created_at": 1753881858,
                          "annual_revenue": 0,
                          "establishment_date": null,
                          "legal_entity_type": null,
                          "cnae_code": null,
                          "statement_descriptor": null,
                          "mcc": null,
                          "website_url": null,
                          "customer_service_phone_number": null
                      },
                      "compliance_profile": 0,
                      "verification_status": "not verified",
                      "send_notifications": false,
                      "mothers_name": "",
                      "contact_reference_id": null
                  }
              ],
              "has_more": true,
              "total_count": 6,
              "url": "/v1/ewallets/ewallet_b5320c566cc4aa01fe77440ad08693f7/contacts"
          },
          "parent_ewallet": null,
          "cnls_partner_query_reference": null
      },
      "trigger_operation_id": "f9a3368f-3dbf-49c6-a81a-a17f5150612c0",
      "status": "NEW",
      "created_at": 1754572956,
      "extended_timestamp": 1754572956000
  }
  ```
