Payout to Card Message Sequences
When you create a payout to a card, the funds are transferred from a Rapyd wallet to the payee’s card. The card details are provided as part of the beneficiary.
Create Payout to Card with Saved Beneficiary - Success
The client has previously created a beneficiary with the details of the payee's card. The client initiates the transfer with reference to the beneficiary ID.
Note
There is no 3DS authentication for payout to card.
The client sends a Create Payout request to Rapyd.
Rapyd sends a response with a transaction code and other details. The status of the payout is set to completed.
Rapyd sends the Payout Created webhook.
Rapyd sends the funds to the card network.
The card network accepts the funds.
Rapyd debits the designated wallet and sends Webhook - Payout Completed.
Create Payout to Card With New Beneficiary - Success
In the request to create payout, the client provides full details required for the beneficiary, including details of the card.
The client sends a Create Payout request to Rapyd.
Rapyd sends a response with a transaction code and other details. The status of the payout is set to completed.
Rapyd sends the Payout Created webhook.
Rapyd sends the funds to the card network.
The card network accepts the funds.
Rapyd creates the beneficiary and sends the Beneficiary Created webhook.
Rapyd debits the designated wallet and sends Webhook - Payout Completed.