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Documentation

Bank Transfer Error Messages

Error messages for bank transfer reversals.

If Rapyd reverses a bank transfer, Rapyd sends you Webhook - Payment Reversed. The failure_code field describes the reason for the reversal. The failure_message field explains the cause of the reversal and the steps to correct it.

Error Code

Failure Message

ERROR_CREATE_PAYMENT_ACCOUNT_UNAVAILABLE

Rapyd was unable to complete the payment because the source of the funds was closed. Corrective action: Use a different payment method.

ERROR_CREATE_PAYMENT_BANK _TRANSFER_MANDATE_INCOMPLETE

Rapyd was unable to complete the payment because the data in the mandate was not complete. Corrective action: Resubmit the request and create a new mandate.

ERROR_CREATE_PAYMENT_CONTACT_BANK

Rapyd was unable to complete the payment because there was a problem with the source of funds. Corrective action: Contact the payer's bank or use a different payment method.

ERROR_CREATE_PAYMENT_CUSTOMER_DISPUTE

The customer disputed the payment. The payment was reversed. Corrective action: Contact the customer, then create a new payment.

ERROR_CREATE_PAYMENT_INSUFFICIENT_FUNDS

The request tried to create a payment, but there were insufficient funds for the transaction. Corrective action: None. Contact the customer.

ERROR_CREATE_PAYMENT_MANDATE_NOT_VALID

The request tried to create a SEPA bank transfer payment, but the mandate was not valid. The request was rejected. Corrective action: Resubmit the request and complete the mandate process.

ERROR_CREATE_PAYMENT_PAYER_DECEASED

The financial institution reported that the payer is now deceased. The request was rejected. Corrective action: None.

ERROR_CREATE_PAYMENT_TRANSACTION_NOT _ALLOWED_FOR_THIS_TYPE_OF_ACCOUNT

Rapyd was unable to complete the payment because the source of the funds cannot be used for this type of transaction. Corrective action: Use a different payment method.