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Documentation

Merchant Advice Codes

Additional information, if available, for the merchant about the payment.

Typically informs the merchant whether a declined transaction can be retried. If so, describes when and how to retry.

For successful payments, may describe limits on the reuse of a payment method, such as a single use virtual card or a non-reloadable prepaid card.

Use merchant advice codes in conjunction with card network response codes to determine future actions.

Code

Reason

01

Do not try again

02

Try again later

03

Update account information

04

Retry using authentication

05

Suspected fraud, do not try again

06

Payment cancellation, do not try again

07

Merchant does not qualify for product code

08

Retry after 1 hour

09

Retry after 24 hour

10

Retry after 2 days

11

Retry after 4 days

12

Retry after 6 days

13

Retry after 8 days

14

Retry after 10 days

15

The issuer recognizes the product as a consumer non-reloadable prepaid card

16

The issuer recognizes the product as a consumer single-use virtual card number

17

Token requirements not fulfilled for this token type

18

Negotiated value not approved